Special Report

When the Defence File Becomes a Coverage Problem

A current Binder member's trial-preparation dilemma raises an insurance-law question about independent counsel, privileged defence reports and overlapping duties.

About this publication

A current Binder member working in insurance claims counsel was preparing for trial when the insured's independent counsel, whose role had been described as oversight, requested defence records. Concerned that the material could also assist a potential dispute between the insured and insurer, the member paused because the information-sharing arrangements and internal coverage firewalls were unclear. Who may receive privileged defence material, and how do the duties of claims counsel, defence counsel and independent counsel overlap? This Premium analysis uses Binder Intelligence research and Canadian court decisions to examine defence control, competing mandates, privilege and effective reporting safeguards.

Read the full commentary through Binder Intelligence.

Binder · The business behind your business

Reading about it is one thing. Managing your own business issue is another.

A legal development is useful context. Your contracts, responsibilities, correspondence and actual decisions determine what needs attention in your business. Binder organizes what you know and helps you recognize what still needs attention.

Across Binder Intelligence

One issue, different perspectives.

The same development can matter to managers, insurers, boards and institutions. Explore the related material each publication has independently verified.

Binder Human Resources →Binder Insurance →Binder Governance →Binder Controlled →

The article is a starting point, not a legal strategy.

Binder brings the documents, correspondence and decisions surrounding a business issue into one Matter. When individual professional guidance is required, use an appropriately qualified lawyer.

See how Binder works →

Source and further context Ontario Court of Appeal, Loblaw, Brockton, Markham and related Canadian appellate decisions ↗

Intelligence Law publishes commentary and information, not individualized legal advice. Legal rules and court procedure vary by jurisdiction and circumstances.