An insurer’s written refusal notice under SABS s. Section 54 of the SABS requires the insurer to advise of the right to dispute the refusal through an application to the LAT, not every potential later reconsideration, appeal or judicial review route (paras.
Case card
Sparks v. Primmum Insurance Company, 2026 ONSC 3803
Source reviewed · Court holding
Held. An insurer’s written refusal notice under SABS s.
Binder · The business behind your business
Reading about it is one thing. Managing your own insurance question is another.
A renewal, claim or coverage dispute rarely lives in one document. Keep the wording, correspondence, records and questions together. Binder organizes what you know and helps you recognize what still needs attention.