National features

September’s Canadian insurance developments didn’t point to one national legal rule. They pointed to something more useful: outcomes are increasingly turning on the exact operational detail, from notice requirements and disclosure duties to endorsements, approved forms and capital treatment.

The most important insurance conversation often happens before anything goes wrong, when someone still has time to understand what the policy is actually designed to do.

Cyber losses are forcing businesses and insurers to confront a basic question: what does it mean for a modern company to be unable to operate?

A claims relationship can become unnecessarily adversarial when every request from an adjuster is treated as the insurer’s final position.

A reference list of what policyholders can expect and insist on during claims adjustment, from good-faith handling to proof-of-loss timelines and the right to outside help.

Alberta’s July 2026 auto-insurance orders set key Care-First rules ahead of the province’s January 1, 2027 transition.