The panel held that a licensed broker may not delegate licensed brokerage work to an unlicensed referral source, particularly execution of an insurance application, even when clients consent or brokerage personnel know of the referral relationship (paras 18-20). Panel accepted guilty plea under O Reg 991, Code of Conduct paragraphs 14.1, 14.3 and 14.6 for failing to maintain integrity, diligent client service, and safekeeping of client material.
Case card
The Registered Insurance Brokers of Ontario and Stephen Philips, 2026 ONRIBODC 5
Source reviewed · Court holding
Held. The panel held that a licensed broker may not delegate licensed brokerage work to an unlicensed referral source, particularly execution of an insurance application, even when clients consent or brokerage personnel know of the referral…
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