An insurer controlling the defence owes good faith and must give the insured’s interests at least equal consideration where policy limits create personal exposure. The Court found breaches of duty by ICBC, defence counsel and independent counsel and assessed a 15% lost chance to avoid or reduce the insured’s loss.
Case card
Lau v Insurance Corporation of British Columbia, 2026 BCSC 574
Source reviewed · Court holding
Held. The Court found breaches of duty by ICBC, defence counsel and independent counsel and assessed a 15% lost chance to avoid or reduce the insured’s loss.
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