Practical Analysis

Duty to Defend vs. Duty to Indemnify: Why Your Insurer Can Do One Without the Other

Canadian liability insurance distinguishes defending an allegation from paying a proven loss. The pleadings, policy wording and real substance of a claim determine the first question.

Canadian liability insurance distinguishes defending an allegation from paying a proven loss. The pleadings, policy wording and real substance of a claim determine the first question.

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