Emerging Trend

An Insurer's Capital Cushion Is About More Than Its Claims

OSFI's 2026 Minimum Capital Test keeps the focus on whether a property and casualty insurer can absorb several kinds of risk together, not simply pay today's losses.

OSFI's 2026 Minimum Capital Test keeps the focus on whether a property and casualty insurer can absorb several kinds of risk together, not simply pay today's losses.

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