Binder Insurance Weekly · 2026-10-05
Binder Insurance Weekly · October 5, 2026
Coverage decisions, claims, policy wording and the insurance developments worth knowing.
Policyholder Rights During an Insurance Adjuster's Investigation
A reference list of what policyholders can expect and insist on during claims adjustment, from good-faith handling to proof-of-loss timelines and the right to outside help.
All CanadaCourse of Construction Insurance: What It Covers, Who Needs It
Course of construction insurance, also called builder's risk, covers a building and its materials while work is underway, and lenders usually insist on it even though the law rarely does.
All CanadaDo Condo Owners Need Sewer Backup Insurance?
Yes, often. A condo corporation policy and a unit owner policy can cover different parts of the same sewer-backup loss, so both need review.
AlbertaCollision vs. Uninsured Motorist Coverage in Alberta
In Alberta, collision covers vehicle damage, while uninsured-motorist coverage addresses qualifying bodily-injury and death claims.
All CanadaWhen Do You Need Course of Construction Insurance?
Builder’s risk covers property during construction or major renovation and may be needed when ordinary property coverage is inadequate.
AlbertaHow Does a Suspended Licence Affect Auto Insurance in Alberta?
Alberta prohibits driving while suspended, and the standard owner’s auto policy also contains a prohibited-use condition.
All CanadaDuty to Cooperate After Insurance Subrogation
Cooperation may continue after an insurer pays a claim, but the required steps and consequences depend on the policy, law and actual prejudice.
All CanadaWhat to Do First After an Insurance Claim Is Denied
After an insurance denial, preserve the policy and evidence, identify the stated reason and choose the appropriate escalation route.