Binder Insurance Weekly · 2026-10-13
Binder Insurance Weekly · 2026-10-13
Cases, coverage, claims and regulation worth knowing.
BC court dismisses truck fire lawsuit after evidence was destroyed
A BC manufacturer liability action arising from a truck fire was dismissed because the truck and key maintenance records had been destroyed, creating a substantial risk that a fair trial was no longer possible. The court did not find spoliation because it couldn't infer that the evidence was destroyed to affect the litigation.
CanadaAn Insurer's Capital Cushion Is About More Than Its Claims
OSFI's 2026 Minimum Capital Test keeps the focus on whether a property and casualty insurer can absorb several kinds of risk together, not simply pay today's losses.
CanadaThe Insurance Appraisal Was Contested, but the Court Didn't Restart the Claim
A new BC decision separates an insurance valuation dispute from the narrower question of whether its statutory appraisal process was unfair or patently unreasonable.
CanadaYour Home Insurance Deserves a Call Before the Renovation Starts
A major renovation can change a home's value, occupancy and risk before the work is finished. Canadian homeowners should confirm who insures the property, the project and the people doing the work.
All CanadaThe Workplace Injury That Wasn't Reported Doesn't Disappear
An injury report is more than administration. Delays can obstruct treatment, distort the record and expose employers to consequences that differ across Canada.
OntarioInsurance dispute turns on leave to intervene as a friend of the court should be granted
The dispute turns on whether leave to intervene as a friend of the court should be granted.
OntarioApplication dismissed in dispute over corrected spine and upper extremity ratings reach 55% wpi
The dispute turns on whether corrected spine and upper extremity ratings reach 55% wpi. The application was dismissed.
OntarioAppeal succeeds in dispute over an intracranial brain contusion is a “minor injury” under s. 3(1) of the sabs
The dispute turns on whether an intracranial brain contusion is a “minor injury” under s. 3(1) of the sabs. The appeal was allowed.