Binder Insurance Weekly · 2026-10-20
Binder Insurance Weekly · 2026-10-20
Cases, coverage, claims and regulation worth knowing.
Derksen v. 539938 Ontario Ltd. listed as 2001 SCC 72
The Supreme Court of Canada identifies Derksen v. 539938 Ontario Ltd. as 2001 SCC 72, dated October 19, 2001. The identity is verified, but this notice does not state the legal holding.
British ColumbiaMonenco Ltd. v. Commonwealth Insurance Co. listed as 2001 SCC 49
The Supreme Court of Canada identifies Monenco Ltd. v. Commonwealth Insurance Co. as 2001 SCC 49, dated September 13, 2001. The identity is verified, but this notice does not state the legal holding.
British ColumbiaProgressive Homes Ltd. v. Lombard General Insurance Co. of Canada listed as 2010 SCC 33
The Supreme Court of Canada identifies Progressive Homes Ltd. v. Lombard General Insurance Co. of Canada as 2010 SCC 33, dated September 23, 2010. The identity is verified, but this notice does not state the legal holding.
AlbertaLedcor Construction Ltd. v. Northbridge Indemnity Insurance Co. listed as 2016 SCC 37
The Supreme Court of Canada identifies Ledcor Construction Ltd. v. Northbridge Indemnity Insurance Co. as 2016 SCC 37, dated September 15, 2016. The identity is verified, but this notice does not state the legal holding.
CanadaOntario's $563 million storm estimate doesn't tell a homeowner what will be covered
Initial CatIQ estimates put September 2 and 3 storm losses in southern Ontario at $563 million. That's a measure of insured damage across the event, not a promise that every flooded basement, vehicle or roof will be covered.
AlbertaAlberta auto insurance benchmarks took effect October 1
Alberta’s Automobile Insurance Rate Board has brought new industry benchmark schedules into effect for private passenger, commercial and motorcycle insurance. The September 16 bulletin applies from October 1, 2026, and concerns the data used to assess insurer rate filings.
CanadaFrom Licensing to Attestations, Insurance Compliance Has to Be Demonstrable
Québec enforcement, an Ontario filing deadline, Northwest Territories licensing rules and Alberta's approved Care First forms all raise the same operational question. Can an insurer or intermediary show what it actually did?
CanadaLife Insurance and Medical Travel Benefits Have Different Starting Conditions
An Ontario appeal about whether a life insurance contract ever took effect and Nunavut's medical travel benefit rules reveal two very different eligibility questions. Paying premiums or needing treatment doesn't answer either one by itself.