← Back to blog
5 min read
September 20, 2026

SEF 44 in Alberta: No-Contact Accidents and Proving an Unidentified Vehicle Was Involved

By Binder University

Alberta’s current SEF 44 doesn't require physical contact with an unidentified vehicle. But a no-contact claim still requires evidence proving another automobile was actually involved.

You swerve to avoid another vehicle, lose control and crash. The other vehicle never touches yours. It doesn't stop. Nobody gets a licence plate. Under the current standard Alberta SEF 44, the answer doesn't turn simply on whether the vehicles made contact. Physical contact with an unidentified automobile is no longer stated as a condition in the current definition of an unidentified automobile.

Opening this article…

The Insurance Clause in a Commercial Lease Deserves More Attention Than the RentCourse of Construction Insurance in Alberta: What the Contract Needs to SettleCollision Coverage Isn't Uninsured Motorist Protection
[footer photo]