262 courses
Accord and Satisfaction: When Payment Bars Further Recovery
Analyzing how a $31,500 partial payment on a $47,000 Alberta subrogation claim may constitute accord and satisfaction under section 13(1) of the Judicature Act.
Accountability and Transparency in Governance
The accountability and transparency obligations of Canadian boards — stakeholder accountability, public reporting, conflict of interest management, and whistleblower protections.
Additional Insured Endorsements in Commercial Contracts
How additional insured endorsements work in Canadian commercial contracts — the difference between blanket and scheduled endorsements, the scope of coverage provided, and how to assess whether the endorsement you receive is adequate.
Advanced Governance: Beyond Compliance
What distinguishes high-performing Canadian boards from those that merely comply — strategic governance, environmental scanning, governance innovation, and how boards continuously improve their own effectiveness.
Adverse Events and Critical Incident Reporting
How adverse events and critical incidents are defined, reported, and investigated in Canadian healthcare settings — mandatory reporting obligations, root cause analysis, disclosure requirements, and building a safety culture.
Alberta Auto Insurance: The Regulatory Framework
The regulatory structure governing automobile insurance across Canada — mandatory coverages, the role of provincial regulators, and how the frameworks in Alberta, BC, Saskatchewan, Manitoba, Ontario, and Quebec compare.
Alberta SEF 44 Family Protection Endorsement: Coverage Fundamentals
Analyzing SEF 44 Family Protection Endorsement coverage for a Leduc family claiming $1.2 million in damages from an underinsured commercial truck operator with $200,000 liability limits.
Appeals and Internal Review Processes
How to challenge regulatory decisions in Canada — internal reviews, administrative appeals, the rights available at each stage, and what to do when the internal process does not provide relief.
Appraisal and Dispute Resolution in Property Claims
The appraisal process for resolving disputed property claim valuations — how it works across Canadian jurisdictions, how to select an appraiser, and when litigation becomes the better path.
Approved Restraint Methods and Prohibited Practices
The approved and prohibited physical restraint practices in Canadian care settings — categories of restraint, safe application, absolutely prohibited techniques, training requirements, and organizational accountability for physical intervention programs.
Auditing Your HR Practices for Legal Compliance
A structured approach to auditing HR practices for legal compliance in Canadian organizations — what to examine, how to prioritize findings, and how to build ongoing compliance into HR operations.
Automated Pre-Hire Screening: Compliance Gaps and Override Protocols
Examines an Ontario human rights claim arising from automated screening rejection of an internationally educated lawyer without human review or adverse impact assessment.
Behaviour Support and Restrictive Practices
How behaviour support and restrictive practices are governed in Canadian residential care — definitions, authorization requirements, prohibited practices, chemical restraint, compliance monitoring, and building a least-restrictive culture.
Bill 27 and the Care-First Model: What Changes in 2027
A free introductory course explaining the Care-First model and what Bill 27 actually changes for Alberta policyholders, injured drivers, employers, and brokers — plain language, practical focus, no prior insurance knowledge required.
Board Accountability When a Non-Profit Becomes Insolvent
Examines director liability exposure when a Red Deer non-profit society continues operations after insolvency, misallocates restricted grant funds, and faces creditor claims during a flawed dissolution process.
Board Composition Models in Professional Self-Governance
Examines a 2026 constitutional challenge in British Columbia testing government authority to restructure board composition of a legal profession regulator with 17 directors drawn from elected and appointed streams.
Board Disclosure Obligations and Institutional Concealment of Misconduct
Examines board disclosure obligations when a religious diocese's Insurance Committee with professional expertise failed to report known misconduct risks to its liability insurer in 1980s Newfoundland.
Board Response to Shareholder Activism and Derivative Action Demands
Boards of publicly traded companies must recognize when serial litigation by unsuccessful bidders constitutes abuse of process and respond with procedural defences under BC corporate law.
Board Structure and Composition
How Canadian boards are structured and composed — board size, director recruitment, skills matrices, independence, committees, and how to build a board that has the capacity to govern effectively.
Breach of Contract and Your Remedies
What constitutes a breach of contract in Canada, how damages are calculated, the duty to mitigate, and when specific performance or injunctions are available instead of damages.
Breach of Contract and Your Remedies
Examines a homeowner's legal options when a roofing contractor cannot deliver the specified materials and refuses to return a $20,000 deposit.
Builders Risk and Course of Construction Coverage
How builders risk and course of construction insurance works in Canada — what is covered during construction, how the policy interacts with other construction coverages, and how to manage the policy through the project lifecycle.
Building a Business Continuity Plan
How to build a business continuity plan that actually works for a Canadian organization — plan structure, recovery strategies, roles and responsibilities, and the common planning failures that leave organizations exposed.
Building an Enterprise Risk Framework
How to design and implement an enterprise risk management framework for a Canadian organization — the key components, governance structure, and how to connect the framework to strategic decision-making.
Building an HR Compliance Framework
How to build a structured HR compliance framework for a Canadian organization — identifying applicable legislation, gap assessment, policy design, training, and ongoing monitoring.
Business Impact Analysis: What Gets Disrupted and How Badly
How to conduct a business impact analysis for a Canadian organization — identifying critical functions, assessing disruption consequences, setting recovery time objectives, and using BIA findings to drive continuity planning.
Business Interruption Coverage
How business interruption insurance works in Canada — the physical damage trigger, how losses are calculated, the indemnity period, extra expense coverage, and the most common gaps that leave businesses exposed.
Buying and Selling a Business
The legal framework for buying and selling a Canadian business — asset vs. share purchases, due diligence, representations and warranties, closing conditions, and how deals fall apart and what to do about it.
Buying and Selling Real Property in Canada
How residential and commercial real property transactions work in Canada — the offer to purchase, conditions, due diligence, title searches, closing, and the legal obligations of buyers and sellers.
Capital Projects and Organizational Exposure: What to Document Before, During, and After
A renovation that goes wrong is not just a construction problem — it is a risk management failure. This course examines the documentation and oversight practices that reduce organizational exposure in capital projects, and what the absence of that documentation costs when things go wrong.
Captive Insurance and Self-Insurance Structures
How captive insurance companies and formal self-insurance programs work for Canadian organizations — when they make sense, how they are structured, the regulatory requirements, and the risks of getting it wrong.
Choosing Your Business Structure: Sole Proprietor, Partnership, Corporation
How to choose the right legal structure for a Canadian business — the legal, tax, and liability implications of sole proprietorship, partnership, and incorporation, and how to think through the decision.
Civil Liability Exposure for Correctional Operators
How civil liability arises for correctional operators in Canada — the duty of care owed to inmates, negligence in custody settings, common sources of liability, available defences, and risk management strategies.
Collections Law: What Collectors Can and Cannot Do
The legal framework governing debt collection in Canada — provincial collections legislation, what collectors are permitted to do, prohibited conduct, and the rights of debtors across Canadian jurisdictions.
Collective Agreement Rights in a Disciplinary Investigation
A senior corrections officer is investigated, suspended for fourteen months, denied representation, terminated without reasons, and misled about his benefits. This course examines his rights under the collective agreement at every stage.
Commercial Auto vs. Personal Auto: Getting the Classification Right
The critical distinction between personal and commercial automobile insurance — when personal auto coverage fails, how fleet programs work, driver management obligations, and what businesses need to know about non-owned vehicle coverage.
Commercial Credit, Guarantees, and Letters of Credit
How commercial credit instruments work in Canada — trade credit, personal and corporate guarantees, standby and documentary letters of credit, and the legal obligations they create.
Commercial Fraud and Remedies
How commercial fraud operates in Canadian law — the civil and criminal dimensions, the remedies available to victims, asset tracing, and practical steps businesses can take to prevent and respond to fraud.
Commercial General Liability: Structure and Triggers
A comprehensive treatment of the Commercial General Liability policy — how it is structured across Canadian markets, what triggers coverage, the key exclusions, limits and aggregates, and how the defence obligation works.
Commercial Lease Renewal Clauses and Notice Requirements
Analyzing a New Westminster kitchenware retailer's lease renewal notice requirements under British Columbia commercial tenancy law and available remedies for missed deadlines.
Commercial Property Insurance: A Comprehensive Framework
A comprehensive treatment of commercial property insurance across Canada — coverage structure, valuation approaches, common exclusions, business interruption, and how to build a property insurance program that actually covers what you need.
Committee Governance: Managing Volunteer Workload and Engagement
Examines how a 24-person provincial committee in Peterborough created governance structures that inadvertently discouraged senior member participation and blocked institutional knowledge transfer over three months.
Conditions: Your Obligations as the Insured
The conditions embedded in your insurance policy and imposed by Alberta insurance legislation — what they require, what happens when they are breached, and how to avoid the coverage gaps they create.
Conducting a Fair Workplace Investigation
How to conduct a procedurally fair workplace investigation in Canada — investigator selection, planning, interviewing, evidence gathering, credibility assessment, and reaching defensible findings.
Conflict of Interest Disclosure and Board Decision-Making
Examines a challenge to board decision validity in a 48-unit Leduc condominium after a board member failed to disclose ownership of a landscaping company awarded an $18,000 annual contract.
Consent to Treatment: The Legal Standard in Canada
The legal requirements for valid consent to treatment in Canada — what makes consent valid, capacity assessment, substitute decision-making, emergency exceptions, and the consequences of treating without consent.
Constitutional Law of Referendums and the 2026 Alberta Vote
Examines constitutional and treaty law constraints on Alberta's authority to conduct a 2026 referendum on separation, analyzing federal-provincial tensions and Indigenous treaty rights.
Contract Formation: Offer, Acceptance, and Consideration
The legal requirements for a binding contract in Canada — how offers are made and accepted, what consideration means, and the common formation errors that leave businesses without the protection they assumed they had.
Contracts in a Digital and E-Commerce Context
How contract law applies to digital transactions in Canada — click-wrap and browse-wrap agreements, electronic signatures, terms of service enforceability, and the specific rules that govern online contracts.
Contractual Risk Allocation: Indemnities and Hold Harmless Clauses
How risk is allocated through commercial contracts in Canada — indemnification clauses, hold harmless agreements, limitation of liability provisions, and how to negotiate and draft them effectively.
Coverage Gaps When Home-Based Business Activity Voids Tenant Insurance
Examines coverage denial under a tenant insurance policy's business exclusion when undisclosed home-based cake production causes unit damage and triggers strata insurer subrogation in British Columbia.
Coverage Stacking and Priority of Policies
How multiple insurance policies interact when a loss triggers more than one — the stacking principle, priority rules, other insurance clauses, and how to structure a coverage program to avoid gaps and conflicts.
Creditor Rights When a Society Winds Up
How an Alberta creditor pursues rights against a winding-up non-profit society — the Societies Act framework, fraudulent conveyance, preference claims, successor liability, director personal liability, and punitive damages.
Crisis Communication During a Disruption
How Canadian organizations communicate during operational disruptions — internal communication, stakeholder notification, media management, and the principles that maintain organizational credibility under pressure.
Cross-Border HRIS Migration: Vendor Risk and PIPA Exposure
A Red Deer manufacturer migrates payroll, benefits, and accommodation records to a US-hosted HRIS without data-residency commitments — what the privacy exposure is and how to remediate it before go-live.
Cross-Provincial Trade, Conflicts of Law, and Constitutional Limits
How Canadian businesses operating across provincial lines navigate conflicts between provincial laws, constitutional limits on regulation, and the agreements governing internal trade.
Cyber Liability Insurance
How cyber liability insurance works in the current Canadian market — first-party and third-party coverages, the underwriting requirements that have reshaped the product, and how to respond to a cyber incident.
D&O Coverage When a Non-Profit Winds Up
How Directors and Officers liability coverage responds when an Alberta non-profit society winds up with creditor claims outstanding — which policy responds, claims-made timing, intentional conduct exclusions, and T3010 returns as evidence.
Damages in Tort: How Courts Measure and Award Compensation
How damages are assessed in Canadian tort cases — compensatory and non-compensatory damages, the heads of damage, how courts calculate awards, and the principles that govern what a plaintiff can recover.
De-escalation Techniques and When They Apply
Practical de-escalation for Canadian care settings — understanding escalation, communication strategies, environmental factors, trauma-informed approaches, and when de-escalation gives way to physical intervention.
Debris Removal and Policy Limits: When Coverage Obligations Conflict
Examines coverage disputes arising when Alberta wildfire claimants attempt to redirect debris removal costs toward contents losses exceeding policy limits under standard homeowner provisions.
Declarations Pages and Schedules: What They Tell You
How to read and understand the declarations page and policy schedules — what each section means, what to verify at renewal, and how misreading the dec page leads to coverage surprises at claim time.
Defamation, Privacy, and Economic Torts
The torts that most commonly affect Canadian businesses beyond negligence — defamation, invasion of privacy, inducing breach of contract, and unlawful interference with economic relations.
Defences: How Defendants Respond and What They Can Raise
Being sued doesn't mean losing. This course examines how defendants respond to civil claims, what defences are available, how a limitation period becomes a complete defence, and what happens when a defendant is released from an action.
Defending a Liability Claim: The Insurer's Role and Yours
How the defence of a liability claim unfolds under a Canadian insurance policy — the insurer's duty to defend, the policyholder's cooperation obligations, reservation of rights, and when independent counsel becomes necessary.
Deferred Compensation and What Happens When the Employer Disappears
What employees and executives with deferred compensation agreements must know when an Alberta employer winds up — enforceability, priority in insolvency, what the agreement must say, and what happens when it gets litigated.
Development, Zoning, and Land Use in Canada
How zoning and land use regulation works across Canadian municipalities — zoning bylaws, development permits, variances and rezoning, environmental obligations, and how to navigate regulatory approvals.
Director and Officer Duties and Personal Liability
The legal duties of directors and officers in Canadian corporations — the duty of care and fiduciary duty, the statutory liabilities that attach to director status, and how to manage personal exposure.
Directors and Officers Liability
How Directors and Officers liability insurance works in Canada — personal liability exposure, the three sides of D&O coverage, what triggers a claim, and how D&O interacts with corporate indemnification.
Discrimination in Employment: What It Is and How It Is Proven
How employment discrimination works in Canadian human rights law — direct and constructive discrimination, the prima facie case, the employer's burden, and what a finding of discrimination actually means.
Distribution, Agency, and Franchise Relationships
How distribution, agency, and franchise relationships are structured and governed in Canadian law — the legal obligations they create, the termination rights they provide, and the franchise disclosure requirements that apply.
Diversity, Equity, and Inclusion in Governance
How Canadian boards approach diversity, equity, and inclusion in governance — the governance case for diversity, creating inclusive board cultures, DEI accountability, and the regulatory and stakeholder expectations that apply.
Documentation Failures in Employment Termination Claims
Examines how incomplete personnel and termination records at a Corner Brook construction firm complicated wrongful dismissal exposure assessment for a long-tenured site superintendent terminated in March 2023.
Documentation Standards in Direct Care Settings
Documenting Clinical Care: Legal and Regulatory Requirements
The legal and regulatory requirements for clinical documentation in Canadian healthcare — what records must contain, electronic health record obligations, amendments and corrections, and documentation as a risk management tool.
Duty of Care to Vulnerable Residents
The duty of care owed to residents in Canadian group homes and residential care facilities — the legal basis and scope of the duty, recognizing and responding to risk, abuse and neglect obligations, and incident response.
Employees vs. Independent Contractors: The Legal Line
The legal test for employment vs. independent contractor status in Canada — what determines the classification, the consequences of misclassification, and how to structure contractor relationships that hold up to scrutiny.
Employer Liability for Employee Conduct
When employers are legally responsible for the actions of their employees in Canada — vicarious liability, negligent hiring and supervision, liability for harassment, and how to manage the exposure.
Employer Rights to Require Medical Examinations Before WCB Claims
Examines employer authority to mandate medical examinations and impose discipline based on hearsay fraud allegations in Saskatchewan oilfield workers' compensation matters.
Employment Standards Across Canada: The Baseline Rules
The minimum employment standards that apply to Canadian employers — wages, hours, overtime, leaves, termination, and how the federal and provincial frameworks interact.
Employment Standards Complaints and Employer Exposure
How employment standards complaints work in Canada — what triggers a complaint, how officers investigate, what employers must do at each stage, and how to build a complaint-ready HR function.
Employment Standards Complaints and Employer Exposure (AB)
How employment standards complaints work in Canada — what triggers a complaint, how officers investigate, what employers must do at each stage, and how to build a complaint-ready HR function.
Endorsements and How They Change the Base Policy
How endorsements modify the base insurance policy — adding coverage, restricting it, or replacing provisions entirely — and how to identify when the endorsement controls over the base form.
Enterprise Risk Management: Comprehensive Program
A comprehensive treatment of enterprise risk management for Canadian organizations — from framework design through governance integration, risk culture, and program maturity assessment.
Environmental Liability Insurance
How environmental liability insurance works in Canada — the legal and regulatory framework that creates environmental exposure, the insurance products that respond, and how to assess your organization's environmental risk.
Estate Freezes for Small Business Owners: Legal Structure and Mechanics
Examines the legal structure and mechanics of an estate freeze for a Red Deer dentist transferring a $2.8 million professional corporation to three adult children under Alberta and federal tax law.
Ethics, Values, and Governance Integrity
How Canadian boards establish and maintain organizational ethics — codes of conduct, ethical decision-making under pressure, related-party transactions, and building a culture of governance integrity.
Evidence Basics: What Can Be Used and What Cannot
The fundamentals of evidence in Canadian civil proceedings — what evidence is admissible, how documents are introduced, the hearsay rule and its exceptions, and how privilege protects certain communications.
Evidentiary Risk and Documentation Failures in Workplace Investigations
A corrections institution conducts a fourteen-month investigation, issues contradictory instructions, posts a notice barring entry, and terminates without reasons. This course examines the evidentiary and documentation failures that created institutional risk at every stage.
Exclusions: The Conditions Under Which Coverage Disappears
How insurance policy exclusions work, how they are interpreted by Canadian courts, the most commercially significant exclusion categories, and strategies for managing exclusion exposure.
Fault Determination Rules and At-Fault Accidents
How fault is determined in Canadian auto insurance claims — the Fault Determination Rules used across common law provinces, how fault affects your insurance record and premiums, and how to dispute a fault determination.
Financial Oversight and Accountability
How boards exercise financial oversight in Canadian organizations — reading financial statements, the audit function, internal controls, budget approval, and what boards must know to fulfill their financial stewardship role.
First Notice of Loss: What to Do in the First 72 Hours
The critical obligations, decisions, and actions that arise in the first 72 hours after a loss — how to protect your claim from the start, what to document, and what not to do before speaking to your insurer.
First Notice of Loss: What to Do in the First 72 Hours (Faculty of Insurance lens)
Examines the critical first 72 hours following a restaurant fire loss in Belleville, Ontario, analyzing how early decisions regarding contractor engagement, recorded statements, and inventory documentation affect claim outcomes under commercial property and business interruption coverage.
Following the Money: Asset Tracing and the Lowball Settlement
How to assess a winding-up settlement offer from a risk management perspective — present value of a lifetime payment stream, reading the public record, identifying the gap between what is claimed and what was received, and negotiating against a compressed deadline.
Funding Models and Organizational Sustainability
How Canadian non-profits and mission-driven organizations structure and diversify their funding — revenue models, government funding relationships, fundraising governance, and long-term financial sustainability.
Getting a Coverage Opinion: When and Why
When a coverage opinion from a lawyer or professional is necessary, what it should address, how to use it strategically in a claim dispute, and the difference between a broker opinion and a legal coverage opinion.
Governance Documents and Legal Foundations
The legal documents that establish and govern Canadian organizations — incorporating documents, bylaws, policies, and how they interact to create the framework within which boards operate.
Governance Effectiveness Assessment and Development
How Canadian non-profit boards assess and improve their own governance effectiveness — board self-assessment tools, director development, governance planning, and building a board culture of continuous improvement.
Governance in Crisis: When Things Go Wrong
How Canadian boards respond when organizations face crisis — financial distress, executive misconduct, reputational threats, and the governance obligations that arise when leadership and the organization are under acute pressure.
Governance of Human Resources: Executive Oversight
The board's role in human resources governance for Canadian organizations — executive compensation, CEO succession, workplace culture oversight, and the employment law obligations that boards must understand.
Governance of Indigenous and Community Organizations
Governance principles for Indigenous and community-controlled organizations in Canada — cultural governance frameworks, community accountability, volunteer governance, and sustainable capacity building.
Governance of Mergers, Acquisitions, and Significant Transactions
The board's governance role in significant transactions for Canadian organizations — M&A, major asset dispositions, significant contracts, and the process obligations that protect directors and the organization.
Governance of Social Enterprises
How governance works for Canadian social enterprises — the dual bottom line, impact measurement, investor and funder relations, and how to govern an organization that must balance mission and financial sustainability.
Guardian Liability for Acts of Dependent Adults
Examines guardian liability when a dependent adult causes property damage at a volunteer site, addressing Alberta guardianship duties, vicarious liability principles, and potential defences.
Harassment and Poisoned Work Environment Claims
How workplace harassment and poisoned work environment claims work in Canadian human rights law — what constitutes harassment, employer liability, investigation obligations, and practical prevention.
Hazard Identification and the Hierarchy of Controls
How Canadian employers identify, assess, and control workplace hazards — hazard identification methods, risk assessment, the hierarchy of controls, and documenting a hazard management program that supports due diligence.
Healthcare Liability: When a Patient Is Harmed
How healthcare liability works in Canada — the negligence framework, standard of care, causation, institutional liability, damages, and how healthcare organizations manage their liability exposure.
Hours of Work, Overtime, and Rest Periods
How hours of work and overtime are governed across Canada — the standard hours framework, overtime thresholds and calculation, modified work arrangements, rest periods, and young worker rules.
How a Civil Claim Begins: Parties, Pleadings, and What Gets Alleged
Before anyone can recover anything in a civil dispute, someone has to start a legal proceeding. This course examines who gets named in a claim, why, what causes of action in contract and tort look like, and how the statement of claim frames everything that follows.
How a Civil Lawsuit Works in Canada: From Claim to Judgment
The structure of civil litigation in Canada — how lawsuits are commenced, the stages of a proceeding, what happens at trial, and how judgments are obtained and enforced.
How Regulatory Bodies Work: Jurisdiction, Powers, and Limits
The structure and powers of Canadian administrative and regulatory bodies — how they derive their authority, what they can and cannot do, and the procedural rights of those they regulate.
How to Represent Yourself in the Alberta Court of Justice
A semi-retired cabinetmaker in Leduc, Alberta pursues a $32,500 breach of contract claim against a homeowner for unpaid custom cabinet installation work in the Alberta Court of Justice.
Incident Documentation in Residential Settings
How incidents are documented, reported, and used for learning in Canadian residential care settings — what must be documented, how to write effective incident reports, pattern analysis, and building documentation systems that work in practice.
Incident Investigation and Reporting Obligations
How Canadian employers investigate workplace incidents and fulfill their reporting obligations — what must be reported, to whom, and when, how to conduct a root cause investigation, and how investigation findings support due diligence.
Incident Reporting in Custody Settings
The incident reporting obligations that apply in Canadian correctional settings — what counts as a reportable incident, timelines and format requirements, how reporting quality affects legal outcomes, and building a reporting culture.
Incident Response and Post-Incident Review
How Canadian organizations respond to operational incidents — the immediate response framework, investigation methodology, root cause analysis, and how to turn incidents into organizational learning.
Income Replacement and Disability Benefits Post-2027
How income replacement and disability benefits will change under Alberta's 2027 SAB reforms — the new calculation methods, duration limits, interaction with other income sources, and how to plan for the gaps.
Incorporating in Canada: The Process and What It Means
How to incorporate a business in Canada — federal vs. provincial incorporation, the required documents, what the corporate structure means legally, and the ongoing obligations that come with it.
Indemnification and Duty to Defend in Commercial Contracts
How indemnification clauses and contractual duties to defend work in Canadian commercial contracts — what they require, how courts interpret them, and how to negotiate and draft them effectively.
Inmate Rights and Institutional Obligations
The rights that survive incarceration in Canada and the corresponding obligations of correctional institutions — Charter rights, access to programs and services, administrative segregation, grievance mechanisms, and Indigenous-specific obligations.
Insolvency and Bankruptcy: What Happens to Your Debt
How insolvency and bankruptcy work in Canada — consumer and commercial bankruptcy, what happens to creditors, the priority of claims, and how to protect your business when a customer or debtor becomes insolvent.
Institutional Accountability in a Third-Party Investigation
A corrections institution retains outside lawyers to investigate a senior officer, issues contradictory instructions, posts a notice barring entry while ordering return, and terminates without reasons. This course examines the governance failures at every stage.
Insurance as a Risk Transfer Tool: Matching Coverage to Exposure
How to use insurance strategically as part of a Canadian organization's risk transfer program — coverage assessment, program design, the broker relationship, and how to ensure coverage matches actual exposure.
Insurance Broker Duties: From Risk Assessment to Coverage Placement
Examination of insurance broker duties to insureds and insurers in Canadian law, covering risk assessment obligations, communication standards, dual agency, and liability allocation.
Insurance Obligations in Commercial Leases: Named vs. Additional Insured
The insurance requirements that commercial leases impose on tenants and landlords — the legal difference between named and additional insured status, what certificates of insurance prove, and how insurance clause disputes arise.
Insurer-Directed Repairs and Total Loss Disputes in Property Damage Claims
Examines the dispute between Alberta farm owners and a liability insurer over repair-versus-total-loss election for a 1989 tractor following a collision, including claims for replacement cost and consequential damages.
Investigation Reports: What to Include and What to Exclude
How to write investigation reports that are legally defensible, procedurally sound, and useful to decision-makers — findings of fact, recommendations, privilege, and what not to include.
Judgment Enforcement: Garnishment, Seizure, and Liens
How to enforce a court judgment against a debtor in Canada — garnishment of wages and bank accounts, seizure of assets, builders liens, and the practical mechanics of collecting what the court has awarded.
Judicial Review: When and How to Challenge a Regulatory Decision in Court
How judicial review works in Canada — when it is available, what courts examine, the standard of review, and how to use it effectively to challenge unreasonable or unlawful regulatory decisions.
July 2026 Orders in Council: The Complete Regulatory Package
Alberta's July 2026 Orders in Council establish the regulatory framework for transitioning automobile insurers from tort-based claims to the care-first no-fault model effective January 1, 2027.
Leaves of Absence Under Canadian Employment Standards
The statutory leaves of absence that Canadian employers must provide — maternity and parental leave, family responsibility leave, bereavement, sick leave, and the return-to-work obligations that follow.
Liability Exposure for Group Home Operators
How civil liability arises for group home and residential care operators in Canada — the negligence framework, common liability scenarios, insurance requirements, employment practices liability, and risk management strategies.
Liability Exposure, Impairment, and Professional Insurance
Licensing and Regulatory Requirements for Residential Care in Canada
The licensing and regulatory framework governing residential care facilities in Canada — what approvals are required, standards of care, inspection and enforcement processes, and how to maintain ongoing compliance.
Licensing, Permits, and Regulatory Approval Processes
How businesses navigate licensing and regulatory approval in Canada — what the processes require, how to manage conditions and renewals, and what happens when approvals are delayed or denied.
Limitation and Exclusion Clauses
How limitation and exclusion clauses work in Canadian contracts — what they can and cannot do, how courts assess their enforceability, and what businesses need to know when signing or drafting them.
Limitation Periods: When the Clock Starts, When It Stops, and When It's Too Late
A limitation period is the deadline for starting a legal proceeding. Miss it and the claim is gone — regardless of how strong it was. This course examines how the clock starts, what can extend or pause it, and the critical principle that an agreement between two parties to extend a deadline doesn't bind everyone else.
Litigation File Management Failures and Dismissal Risk
A BC construction lien dispute involving a $24,000 claim faces dismissal risk after six years of litigation and three years of procedural inactivity between a building materials supplier and property developer.
Loan-Cycling Patterns and Credit Risk Monitoring Failures
Examines serial loan advances to a deteriorating Kelowna technology company from 2018 to 2024, analyzing credit monitoring failures that led to $318,174 default and personal guarantee enforcement.
Mediation, Arbitration, and Settlement: Alternatives to Trial
How alternative dispute resolution works in Canada — mediation, arbitration, and negotiated settlement — when each is appropriate, how they differ from litigation, and how to use them effectively.
Medical and Rehabilitation Benefits Under the New Framework
How medical and rehabilitation benefits will work under Alberta's 2027 SAB reforms — the new benefit limits, how treatment is accessed and approved, and how the new framework compares to what claimants currently receive.
Mental Health Crisis, Rights, and the Limits of the System
Misrepresentation, Mistake, and Void Contracts
When a contract can be set aside in Canadian law — misrepresentation, mutual and unilateral mistake, duress, undue influence, and the remedies available when a contract is flawed from the start.
Mortgages, Financing, and Secured Lending on Real Property
How mortgages and secured real property lending work in Canada — mortgage structure, priority, default and power of sale, and the rights and obligations of borrowers and lenders across Canadian jurisdictions.
Municipal Licensing and Strata Bylaw Compliance for Home-Based Businesses
Examines the regulatory obligations and legal risks confronting a Burnaby condominium-based cake business operating under municipal licensing requirements, strata corporation bylaws, and residential insurance limitations.
Named Perils vs. All-Risk Coverage
The foundational distinction between named perils and all-risk (open perils) coverage — how each works, what it means for your claim, and how to assess which approach your policy actually uses.
Negligence in Domestic Well Drilling: Foreseeability and Standard of Care
Negligence principles applied to a 2021 Clearwater well drilling incident where subsurface gas hazards raised competing foreseeability arguments between rural property owners and contractors.
Negligence: The Four Elements Every Business Should Know
How negligence works in Canadian tort law — duty of care, breach, causation, and damages — and what businesses need to understand about their potential liability to customers, visitors, and third parties.
Negotiable Instruments: Cheques, Promissory Notes, and Bills
How negotiable instruments work under Canadian law — the Bills of Exchange Act, cheques, promissory notes, and the rights of holders and makers when instruments are dishonoured or disputed.
Neighbour Disputes: Easements, Encroachments, and Nuisance
The legal framework for resolving disputes between neighbouring property owners in Canada — easements, encroachments, nuisance, trespass, and the practical steps for managing boundary and use conflicts.
Non-Competes, Confidentiality, and Restraint of Trade
How post-employment restrictions work in Canadian law — what non-compete and non-solicitation clauses can and cannot do, how courts assess their enforceability, and how to protect legitimate business interests.
Non-Profit Governance Essentials
The foundational governance obligations of Canadian non-profit organizations — the legal framework, member governance, financial governance, and charitable status compliance that every non-profit board must understand.
Occupiers Liability: Your Obligations as a Property Owner or Tenant
How occupiers liability law works across Canada — the duty owed to visitors, trespassers, and others who enter property, and what businesses must do to manage their exposure.
Occurrence vs. Claims-Made: Why the Distinction Matters
The fundamental difference between occurrence and claims-made liability coverage triggers — what each means for long-tail claims, how to manage the transition between policy types, and the tail coverage options available across Canada.
Off-Duty Conduct, Inmate Communications, and the Corrections Officer's Legal Position
A senior corrections officer faces investigation for alleged off-duty communications with current or former inmates. This course examines the policy framework, the complaint and investigation process in Alberta corrections, administrative leave in a security-sensitive setting, and what happens at the end.
OHS Due Diligence: Building and Documenting a Defence
What OHS due diligence means for Canadian employers — what courts and regulators look for, how to build a safety program that demonstrates due diligence, and how to audit your position before an incident occurs.
OHS Framework and Employer Obligations Across Canada
The occupational health and safety framework that applies to Canadian employers — the general duty clause, specific obligations, worker rights, joint health and safety committees, and the consequences of non-compliance.
Operational Controls for Preventing Fraudulent Injury Claims in Seasonal Operations
Operational controls help Saskatchewan seasonal oilfield employers detect and prevent fraudulent WCB injury claims while maintaining compliance with medical examination restrictions.
Operational Controls for Secured Lending Compliance
Examines governance and collateral monitoring failures arising from an unauthorized lease-to-own arrangement that triggered covenant breach under a general security agreement.
Operational Risk Reporting for Boards and Executives
How to structure and deliver operational risk reporting that gives boards and executives the information they need — what to include, what to exclude, and how to present risk data that drives decisions.
Operational Risk Reporting for Boards and Executives (Faculty of Governance lens)
Examines how a credit union's board failed to receive critical infrastructure warnings before a system-wide technology failure disrupted member services across Alberta.
Operational Risk: Definition, Sources, and Exposure
What operational risk is, where it comes from in Canadian organizations, and how to identify the exposures that matter most — people, processes, systems, and external events.
Pay Equity and Equal Pay Requirements
The equal pay and pay equity obligations that apply to Canadian employers — the equal pay for equal work requirement, pay equity legislation in applicable jurisdictions, and how to conduct a pay audit.
Personal Guarantees and How They Are Enforced
How personal guarantees work in Canadian commercial law — when they are required, what they commit the guarantor to, the defences available, and the practical process of enforcement against a guarantor.
Policy Enforcement Documentation and Evidentiary Risk in Discrimination Defense
Analyzing a 2024 Alberta human rights complaint against a Leduc dining establishment where documentation gaps in policy enforcement create evidentiary challenges for discrimination defense and liability coverage assessment.
Post-Restraint Obligations: Monitoring, Documentation, and Review
The obligations that arise immediately after a physical restraint in Canadian care settings — medical monitoring, incident reporting, mandatory notifications, supervisory review, care plan response, and debrief.
Pre-Litigation: Demand Letters, Negotiation, and When to Sue
How to manage a dispute before litigation begins — effective demand letters, negotiation strategy, limitation periods, and how to assess whether a lawsuit is worth pursuing.
Privacy and Consent in Mental Health Care
Privacy in the Workplace: PIPA, PIPEDA, and Employee Information
How Canadian privacy legislation applies in the workplace — what employee information employers can collect and use, monitoring and surveillance limits, and what happens when privacy obligations are breached.
Process Controls for Creditor Notification in Organizational Wind-Up
Examines director liability exposure arising from inadequate creditor notification during the 2023 wind-up of an Alberta nonprofit with $6,950 in outstanding obligations to three known creditors.
Process Failure and Control Breakdowns
How operational failures occur in Canadian organizations — process design flaws, control gaps, human error, and the conditions that allow small failures to become significant incidents.
Product Liability: When Your Product Causes Harm
How product liability works in Canadian tort law — the manufacturer's and retailer's duty of care, design defects, manufacturing defects, warning failures, and the practical obligations of businesses in the supply chain.
Product Liability: When Your Product Causes Harm (BC)
How product liability works in Canadian tort law — the manufacturer's and retailer's duty of care, design defects, manufacturing defects, warning failures, and the practical obligations of businesses in the supply chain.
Product Liability: When Your Product Causes Harm (Faculty of Governance lens)
Examines product liability exposure and governance obligations when a rebranded imported kettle causes consumer burns, triggering claims, insurance questions, and recall considerations.
Professional Liability and Errors & Omissions Insurance
How professional liability and errors and omissions insurance works in Canada — coverage structure, the claims-made trigger, what constitutes a wrongful act, and how different professions access coverage.
Progressive Discipline: Structure, Documentation, and Consistency
How progressive discipline works in Canadian employment law — the structure and purpose of progressive discipline, documentation at each stage, suspension, and the consistency requirements that make discipline defensible.
Proof of Loss and Documentation Requirements
The proof of loss requirement under Canadian insurance law — what it is, what it must contain, the deadlines that apply across provinces, and how documentation quality determines claim outcomes.
Protected Grounds and Protected Areas: The Framework Across Canada
The human rights framework in Canada — the federal and provincial human rights statutes, protected grounds, protected areas, and how the framework applies to employers, service providers, and landlords.
Protecting Your Business When a Customer Goes Insolvent
Practical strategies for Canadian businesses to protect their interests when a major customer or counterparty becomes insolvent — early warning signs, contractual protections, PPSA registrations, and claims processes.
Proving Negligence Without Physical Evidence
Neighbouring property owners in Clearwater Crossing, Alberta pursue a negligence claim against a residential owner for fire spread despite total destruction of physical evidence eliminating direct proof of causation.
Reading a Policy: Declarations, Insuring Agreements, Exclusions and Conditions
A structural walkthrough of how insurance policies are organized and how to locate the provisions that determine whether a loss is covered, using a single scenario to illustrate how the architecture of a policy shapes the outcome of a claim.
Reading an Insuring Agreement: What Is Actually Covered
How to read and interpret an insuring agreement — the core coverage grant of any insurance policy — including the triggers, conditions, and defined terms that determine whether a loss is covered.
Record-Keeping Obligations for Canadian Employers
The record-keeping requirements that Canadian employment, OHS, and payroll legislation impose on employers — what records must be kept, for how long, in what form, and what happens when records are missing.
Recovery: From Incident to Normal Operations
How Canadian organizations manage the recovery phase after a disruption — transitioning from emergency response to restoration, managing the return to normal operations, and capturing lessons for future resilience.
Regulated Health Professions and Scope of Practice
How health profession regulation and scope of practice work in Canada — the Health Professions Acts framework, reserved acts, interprofessional collaboration, liability when scope is exceeded, and continuing competence obligations.
Regulatory and Compliance Governance for Non-Profits
The regulatory and compliance obligations that Canadian non-profit boards must govern — CRA compliance for charities, privacy law, employment law, and how to build a compliance governance framework.
Regulatory Proceedings for Healthcare Workers
Rejection of Defective Goods and Retailer Liability Under Sale of Goods Legislation
Examines a Lacombe mechanic's rejection of defective goods from a British Columbia retailer and the resulting liability under Alberta sale of goods legislation.
Remedies and the Cost of a Finding of Discrimination
What human rights tribunals can order when discrimination is found — compensation, reinstatement, systemic remedies, and the full financial and operational cost of a finding against an employer.
Renewal, Cancellation, and Mid-Term Changes
The rights and obligations of insurers and insureds around policy renewal, cancellation, and changes during the policy period — what Alberta law requires, how these events affect coverage, and what to do when your insurer makes changes you did not request.
Resolving Valuation Disputes: Depreciation, Policy Wording, and Appraisal Strategy
A single Ontario property valuation claim worked in practitioner depth — how comparative adjusting practice, building depreciation, and contested policy wording over irreplaceable equipment combine to produce a seven-figure gap, and how appraisal and negotiation close it.
Responding to a Regulatory Order or Compliance Notice
How to respond when a regulator issues a compliance order, administrative penalty, or enforcement notice — the immediate obligations, the options available, and how to manage the process strategically.
Returning to Practice After Interruption
Risk Appetite and Tolerance: Setting the Parameters
How Canadian organizations define, articulate, and operationalize risk appetite — the difference between appetite, tolerance, and capacity, and how appetite statements drive decision-making.
Risk Governance: The Board's Risk Oversight Role
How Canadian boards exercise oversight of organizational risk — the board's risk governance role, risk appetite setting, cyber and technology risk, ESG risk, and crisis decision-making under uncertainty.
Risk Identification and the Risk Register
How to systematically identify organizational risks and build a risk register that actually gets used — identification techniques, risk categorization, ownership, and keeping the register current.
Risk Monitoring, Reporting, and Escalation
How to monitor risk indicators, structure risk reporting for boards and management, and build escalation processes that ensure emerging risks reach decision-makers before they become crises.
Risk Retention vs. Risk Transfer: The Decision Framework
How Canadian organizations decide which risks to retain and which to transfer — the decision framework, the cost of retention vs. transfer, and when self-insurance makes sense.
Sale of Goods: Rights, Warranties, and Risk of Loss
How the sale of goods is governed in Canada — the implied warranties that attach to every sale, when risk of loss passes from seller to buyer, and the remedies available when goods do not conform.
Shareholder Agreements: What They Do and Why You Need One
How shareholder agreements work in Canadian private companies — what they govern, the key provisions every agreement should address, and what happens to shareholders who do not have one.
Shareholder Oppression Claims: Standing, Derivative Actions, and Abuse of Process
Examination of shareholder oppression claims, derivative action standing requirements, and abuse of process doctrine in multi-jurisdictional corporate litigation following a failed takeover attempt.
Standard Automobile Policy Coverage Categories
How the Standard Automobile Policy is organized across Canadian jurisdictions — Section A third-party liability, Section B accident benefits, Section C physical damage coverage, and the SEF endorsements that modify coverage.
Strategic Planning and Board Oversight
The board's role in strategic planning for Canadian organizations — how boards set direction, delegate execution, monitor progress, and distinguish strategic oversight from operational management.
Subcontractor Oversight Failures and Unauthorized Work Authorization
Examines a subrogation claim arising from unauthorized electrical work by a subcontractor at a Thornbury post-secondary institution causing $340,000 in additional damage with layered coverage disputes.
Subrogation Settlement Disputes: Accord and Satisfaction Risks
Examines whether depositing a partial subrogation tender in a 2023 Calgary, Alberta dispute creates accord and satisfaction barring recovery of the $6,800 balance.
Subrogation: When Your Insurer Pursues Someone Else
How subrogation works in Canadian insurance law — when your insurer can pursue a third party responsible for your loss, what obligations you have during that process, and how subrogation waivers affect coverage.
Termination for Cause: The Legal Standard in Canada
What just cause for termination means in Canadian employment law — the legal standard, contextual assessment, the most common grounds, condonation, and how to conduct and document a defensible cause termination.
Termination for Cause: The Legal Standard in Canada
What just cause for termination means in Canadian employment law — the legal standard, how courts assess it, the most common grounds, and what employers must do to build and maintain a defensible cause position.
Termination Pay and Group Termination Rules
Employment standards termination requirements across Canada — minimum notice, termination pay, group termination rules, the distinction between layoff and termination, and what employers commonly get wrong.
Terms, Conditions, and What the Contract Actually Says
How contract terms are interpreted in Canadian law — express terms, implied terms, standard form contracts, and the rules courts use when the language is unclear or disputed.
Testing and Exercising Your Continuity Plan
How to test business continuity plans in Canadian organizations — the types of exercises available, how to design exercises that reveal real gaps, and how to use test results to improve the plan.
The 'Your Product' Exclusion: When CGL Coverage Ends at the Product Itself
Examines a New Brunswick CGL coverage dispute where a building supply company's defective siding triggered the 'your product' exclusion and raised duty to defend questions regarding collateral property damage.
The Board That Hollowed the Society
What the Hollowed Society scenario reveals about board obligations to known creditors, wind-up governance failures, and what a board should have done at each decision point.
The Claims Process From First Notice to Resolution
A step-by-step walkthrough of how insurance claims are filed, investigated, adjusted, and resolved in Canada, following a single commercial property loss from the moment of discovery through final settlement.
The Cost of Litigation: Fees, Disbursements, and Cost Awards
The real cost of civil litigation in Canada — legal fees, disbursements, how cost awards work, when costs can be recovered from the other side, and how to budget for a dispute.
The Discovery Process in Alberta: Questioning, Undertakings, and Compliance
Examines a 2023 Alberta landlord-tenant dispute involving $340,000 in claims where a logistics company's discovery refusals and undertaking failures triggered an application to compel compliance under Alberta rules.
The Duty to Accommodate: What It Requires and Where It Ends
The duty to accommodate in Canadian human rights law — what it requires of employers and service providers, how undue hardship is assessed, and how accommodation requests should be managed in practice.
The Employment Contract: What It Must Say and What It Cannot
The legal requirements and limits of employment contracts in Canada — what terms are enforceable, what the contract cannot override, and how to structure an agreement that actually protects the employer.
The Fourteen-Month Investigation: What the Employer Got Wrong
A senior corrections officer is placed on administrative leave, subjected to a fourteen-month investigation, advised against retaining representation, and terminated for cause without reasons. This course examines each failure from an HR perspective.
The Human Rights Complaint Process: From Filing to Hearing
How human rights complaints proceed in Canada — from filing through investigation, mediation, and hearing — what the employer must do at each stage, and how to manage the process effectively.
The Legal Basis for Physical Intervention in Care Settings
Where the authority to use physical intervention comes from in Canadian care settings — common law, legislation, consent frameworks, proportionality, the prohibition on punitive restraint, and regulatory requirements across different settings.
The Legal Framework Governing Correctional Facilities in Canada
The federal and provincial legislative framework governing correctional operations in Canada — jurisdiction, authority, inmate rights, oversight mechanisms, and how the framework shapes daily operations.
The PPSA: Secured Transactions and Priority
How the Personal Property Security Act works across Canadian common law provinces — how security interests are created, perfected, and enforced, and how priority disputes between creditors are resolved.
The Risk Financing Program: Design, Optimization, and Total Cost of Risk
A comprehensive treatment of risk financing for Canadian organizations — total cost of risk, program design, optimizing the balance between retention and transfer, and building a program that evolves with the organization.
The Role and Responsibilities of a Board
What boards are legally and operationally responsible for in Canadian organizations — the distinction between governance and management, the fiduciary duties of directors, and what effective board oversight actually looks like.
The Statutory Accident Benefits Regime: Current State
The current statutory accident benefits framework in Alberta and how it compares to accident benefits regimes across Canada — what benefits are available, how they are accessed, and where the gaps are.
Third Party Claims: Bringing Someone Else Into the Fight
A defendant who believes someone else is responsible for the plaintiff's loss can bring that person into the proceeding through a third party claim. This course examines how third party claims work, what contribution and indemnity mean, and the procedural rules that govern the process.
Title, Ownership, and Land Registration Across Canada
How land ownership and title registration work across Canadian jurisdictions — the Torrens system, Land Titles Act frameworks, co-ownership structures, and how title defects are discovered and resolved.
Transition Planning for the 2027 Alberta SAB Reforms
A comprehensive transition planning guide for the 2027 Alberta SAB reforms — what insurers, brokers, employers, and individuals need to do before the reforms take effect, and how to manage claims that straddle the transition.
Umbrella and Excess Liability Coverage
How umbrella and excess liability policies work above primary coverage in Canadian insurance programs — the structural differences, how umbrella policies provide drop-down coverage, and how to set appropriate limits.
Underinsurance and Coinsurance Penalties
How the coinsurance clause works in Canadian property insurance, what underinsurance means in practice, how penalties are calculated, and how to ensure your coverage limits keep pace with actual values.
Understanding Duty to Defend and Duty to Indemnify
An examination of the two distinct obligations that arise under liability insurance, the duty to defend and the duty to indemnify, and how each operates independently, following a single liability claim where the insurer defended but reserved the right to deny payment.
Use of Force: Legal Authority, Proportionality, and Documentation
The legal framework governing use of force in Canadian custody settings — authority to use force, the proportionality standard, approved methods, documentation requirements, and the consequences when force goes wrong.
Vacancy, Renovation, and Coverage Gaps in Property Insurance
How vacancy clauses, renovation activities, and changes in property use create coverage gaps in Canadian property insurance — what the policy says, what triggers the gap, and how to maintain continuous protection.
Valuation Methods: Replacement Cost vs. Actual Cash Value
The difference between replacement cost and actual cash value coverage in Canadian property insurance — how depreciation is calculated, when each method applies, and how valuation disputes arise and are resolved.
Vendor and Third-Party Risk Management
How to manage the risks that arise from vendor and third-party relationships in Canadian organizations — due diligence, contractual protections, ongoing monitoring, and what to do when a vendor fails.
Verbal Orders and Documentation Failures in Controlled Substance Protocols
Examines concurrent regulatory failures arising from undocumented verbal medication orders and delayed incident reporting at a shared-governance Alberta withdrawal management facility.
Vicarious Liability: When You Are Responsible for Someone Else
How vicarious liability works in Canadian tort law — when employers are liable for employee conduct, the course of employment test, and how businesses manage exposure for actions they did not personally take.
Water, Flood, and Sewer Backup Coverage
How water damage coverage works in Canadian property insurance — the distinction between sudden and gradual damage, overland flood coverage, sewer backup endorsements, and how to assess your actual water damage exposure.
What Insurance Actually Does (and What It Does Not)
A foundational course examining what insurance is designed to accomplish, the limits of coverage, and the common misconceptions that lead policyholders into costly misunderstandings when a loss occurs.
What the 2027 Alberta SAB Reforms Change and Why
The Alberta statutory accident benefits reforms taking effect in 2027 — what is changing, why the reforms were introduced, and how the new framework compares to accident benefits regimes in other Canadian provinces.
When a Customer Won't Pay: Your Legal Options
The legal options available to Canadian businesses when customers fail to pay — demand letters, collections, small claims, and how to assess which path makes sense given the amount and the debtor's circumstances.
When a Resident Dies: Documentation, Reporting, and Legal Exposure
What a support worker and residential care operator must do in the hours after a resident death in Alberta — reporting obligations, documentation requirements, cooperation with investigators, and the legal exposure that follows.
When a Resident Dies: Fatality Inquiries, Civil Liability, and Regulatory Prosecution
The legal proceedings that follow a resident death at an Alberta care facility — the fatality inquiry process, civil liability to the family, regulatory prosecution, and how operators manage multiple simultaneous proceedings.
When a Resident Dies: Governance and Organizational Accountability
The governance obligations that arise when a resident death occurs at a contracted care facility in Alberta — what the executive director and board must do, regulatory response, and organizational recovery.
When a Resident Dies: HR Obligations to the Surviving Worker
The employer's HR obligations to workers who were present when a resident died at an Alberta care facility — critical incident stress, WCB, psychological injury, the duty to investigate, and employment obligations.
When a Resident Dies: Insurance Coverage and Notification Obligations
How insurance coverage responds when a resident death occurs at an Alberta care facility — which policies are triggered, notification obligations and timelines, how the civil claim is handled, and risk management lessons.
When a Restraint Goes Wrong: Legal and Regulatory Consequences
What happens legally and regulatorily when a physical restraint results in serious harm or death in Canada — immediate response obligations, criminal liability, civil claims, regulatory investigations, and how organizations recover.
When Coverage Disputes Arise: Your Rights and Options
A practical guide to the rights and remedies available to policyholders when an insurer denies a claim, disputes the amount, or delays payment, following a single denied commercial property claim through the dispute resolution process.
When the Building Fails: Board Oversight and Capital Project Accountability
A non-profit board approved a major renovation. Years later the building is failing and the programs inside are affected. This course examines what governance obligations attached to the capital project, what the board should have done before and during the work, and what accountability looks like when things go wrong.
When the Other Driver Is Uninsured or Underinsured
What happens when you are injured by an uninsured or underinsured driver in Canada — how DCPD, SEF 44, and provincial uninsured motorist schemes work, and how to navigate the claim when the at-fault driver cannot pay.
When Time Runs Out for Some but Not Others
What happens when a limitation period expires against one party in a multi-party dispute but not another? This course examines the consequences of uneven limitation exposure, the risks created by private deals that extend deadlines, and how to think about who bears the cost when the clock runs out in unexpected ways.
When to Investigate: Triggers and Thresholds
How Canadian employers decide when a workplace situation requires a formal investigation — the statutory obligation to investigate harassment, threshold decisions, and the consequences of delayed or absent investigation.
Winding Up, Dissolution, and Insolvency
How Canadian corporations are wound up, dissolved, or restructured when they cannot continue — voluntary dissolution, creditor protection, bankruptcy, and the obligations of directors when the business is in financial distress.
Witness Obligations and Reporting Duties in Correctional Facilities
Examines a Manitoba corrections officer's failure to report a colleague's use-of-force violation against a segregated inmate, analyzing statutory duties, institutional protocols, and liability exposure.
Workers Compensation: Coverage, Claims, and Return to Work
How workers compensation works across Canada — employer coverage obligations, claim management, the return-to-work duty, experience rating, and how employers can manage their WCB costs while meeting their obligations.
Working With Adjusters: Roles, Rights, and Friction Points
How the insurance adjustment process works across Canada, who adjusters represent, what rights policyholders have throughout the process, and how to manage the friction points that derail legitimate claims.
Working With Management: The Governance Partnership
How boards and management work together effectively in Canadian organizations — information flow, constructive challenge, the chair-CEO relationship, and avoiding the governance failures that come from either over-involvement or disengagement.
Workplace Accommodation in Mental Health and Addiction
Wrongful Dismissal and Constructive Dismissal
The law of wrongful and constructive dismissal in Canada — what reasonable notice means, how it is calculated, what constructive dismissal is, and how employers can manage their exposure.
Your Rights When a Regulator Investigates or Audits You
The procedural rights of businesses and individuals under regulatory investigation in Canada — what investigators can demand, what you must provide, what you can refuse, and how to manage the process.