Law2 min read· October 24, 2026
The House Came Before the Job Offer
A Binder member bought a home ahead of a job transfer, then wondered whether a temporary condo and GST/HST rebate might complicate the move.
5 min read· October 17, 2026
You Sold the Business but Did You Sell the Liability?
A commercial sale agreement can allocate old risks without extinguishing the claim itself. This University exercise works through what an indemnity provision actually says.
5 min read· October 17, 2026
The Lawsuit Came This Year but Which Insurance Year Matters?
A fictional claim shows why occurrence and claims made policies can respond at different times, and why the duty to defend is not a promise to pay every judgment.
5 min read· October 17, 2026
Your PEI Staff Handbook Passed Last Year but Does It Pass Now?
The 2026 Employment Standards Act changes more than 1 leave policy. Work through a realistic scheduling and payroll review using the new PEI standards.
5 min read· October 17, 2026
Your Lodge Has a Bar Plan but What Does the Permit Actually Allow?
The Northwest Territories closed consultation on new liquor rules October 16, 2026. A practical exercise in reading a proposed licence change without confusing it with today's legal obligations.
8 min read· October 17, 2026
The Harvest Was Smaller Than Expected. Was Anything Actually Damaged?
A farmer's lost yield may be a real loss without answering whether crops were physically injured or a liability policy responds. Work through the evidence before choosing an insurance conclusion.
7 min read· October 16, 2026
The Day the Till Stopped Working: What Small Businesses Miss About Continuity
Business continuity planning doesn't begin with a disaster. Sometimes it begins with an ordinary morning, a failed payment system and a team discovering what it can't do without.
Human Resources7 min read· October 14, 2026
Manitoba's Attachment Leave: What Employers Must Provide
Manitoba's new 16-week unpaid Attachment Leave covers adoption and surrogacy placements, with eligibility, timing, and notice rules employers need to apply correctly.
9 min read· October 11, 2026
The Renovation Contract Says Someone Will Pay. Does the Insurance Agree?
A homeowner and contractor can agree who should carry a loss, but that agreement doesn't automatically create insurance coverage. Follow one Canadian renovation scenario from contract to claim.
6 min read· October 11, 2026
How Does a Personal Guarantee Work for a Business Loan in Canada?
A business loan can be in the corporation’s name while its owner remains personally exposed. Understand what a guarantee promises, what it may limit and how release works.
Law9 min read· October 9, 2026
The Limitation Clock Doesn't Always Start When Something Goes Wrong
Canada has no single limitation period for civil lawsuits. Discoverability, demand obligations, statutory exceptions and ultimate limits can all change when a claim must be commenced.
Law9 min read· October 9, 2026
Deleting the Wrong File Can Change the Entire Lawsuit
The Supreme Court's July 2026 decision clarifies adverse inferences when someone deliberately destroys or hides relevant evidence. Businesses need a preservation process before litigation reaches discovery.
Law9 min read· October 9, 2026
Waivers of Liability in Canada: A Signature Isn't the Entire Analysis
A well drafted release can alter liability exposure, but courts consider interpretation, notice, unconscionability, public policy and governing legislation. A signature isn't an automatic shield.
Law9 min read· October 9, 2026
Vicarious Liability: When an Employer May Pay for Someone Else's Wrong
Vicarious liability may place responsibility on an employer for certain employee wrongs even without proof the employer personally acted negligently. The connection between work and wrongdoing matters.
Governance9 min read· October 9, 2026
Sole Proprietor or Corporation: Whose Debts Are They Really?
Incorporation generally separates the owner's legal identity from the business, but personal guarantees, director obligations and wrongful conduct can still create personal exposure.
Governance9 min read· October 9, 2026
Can You Record a Customer Call in Canada? Consent Has to Mean Something
The Privacy Commissioner says businesses subject to PIPEDA should explain the recording and its purpose and obtain appropriate consent. Recording law and commercial privacy law answer different questions.
Insurance9 min read· October 9, 2026
The Insurance Clause in a Commercial Lease Deserves More Attention Than the Rent
Commercial property insurance, tenant improvements, liability, deductibles and waivers of subrogation should be allocated expressly. A commercial lease is not a residential insurance arrangement.
Insurance9 min read· October 9, 2026
Course of Construction Insurance in Alberta: What the Contract Needs to Settle
Alberta construction projects need clarity on builder's risk values, insured parties, transit, testing, deductibles and the point at which coverage ends.
Insurance9 min read· October 9, 2026
Collision Coverage Isn't Uninsured Motorist Protection
Collision covers eligible damage to the insured vehicle under its own terms. Uninsured motorist protection addresses different liability and injury risks, and neither replaces the other.
Law9 min read· October 9, 2026
Signing, Cancelling and Limiting a Business Contract: Three Decisions That Aren't the Same
A business contract's cancellation rights, limits on damages and indemnity promises answer different questions. None can be understood from a heading alone.
Governance9 min read· October 9, 2026
A Shareholder Agreement Is What Makes a Small Corporation Work When Owners Disagree
Ownership percentages don't explain how shareholders will handle deadlocks, exits, financing and governance. A thoughtfully drafted agreement clarifies those choices before relationships deteriorate.
Law9 min read· October 9, 2026
When a Customer Doesn't Pay: Is It an Invoice Problem or a Contract Dispute?
An unpaid invoice may be a straightforward collection issue or evidence of a deeper dispute over what was promised. The first steps are to establish the contract, delivery, objections and limitation period.
Insurance8 min read· October 9, 2026
Excess Liability Insurance: More Limit Isn't Always More Coverage
Commercial excess liability insurance increases the limit available above specified underlying coverage. It doesn't necessarily repair gaps in the underlying policy, and umbrella coverage can operate differently.
Governance7 min read· October 9, 2026
PIPEDA and Small Business: The Privacy Law Test Starts With What You Do
Small Canadian businesses aren't automatically exempt from PIPEDA. The work is knowing which privacy law applies, where information travels and what customers have actually been told.
Governance7 min read· October 7, 2026
CRA Taxable Benefits Chart: Why CPP, EI, and Tax Differ
The same benefit on CRA's chart can trigger income tax, CPP, and EI differently depending on whether it's paid in cash, near-cash, or non-cash form.
Insurance8 min read· October 3, 2026
Policyholder Rights During an Insurance Adjuster's Investigation
A reference list of what policyholders can expect and insist on during claims adjustment, from good-faith handling to proof-of-loss timelines and the right to outside help.
More from University
Human Resources5 min read· August 25, 2026
Can Your Employer Access Your Medical Records in Canada?
Employers generally need limited, relevant medical information rather than unrestricted access to an employee’s complete medical chart.
Governance5 min read· September 16, 2026
Can Nonprofit Board Members Be Sued for Defamation?
Yes. A director can be personally liable for defamatory statements made in an organizational role, as a 2026 Alberta decision illustrates.