← Back to blog
5 min read
August 6, 2026

What Happens If Insurance Appraisal Fails in Alberta?

By Binder University

Alberta has a statutory dispute-resolution process for amount-of-loss disputes, including appointment of representatives and an umpire when needed.

In Alberta, a dispute with your own insurer about the value of insured property, the value of property saved, the nature and extent of required repairs or replacements, or the amount of a loss is handled through the statutory dispute-resolution process in section 519 of the Insurance Act. That process is narrower than a general insurance lawsuit. It determines the amount of the loss. It does not turn every coverage dispute into an appraisal issue.

Opening this article…

The Insurance Clause in a Commercial Lease Deserves More Attention Than the RentCourse of Construction Insurance in Alberta: What the Contract Needs to SettleCollision Coverage Isn't Uninsured Motorist Protection
[footer photo]