Use an invented gallery installation dispute to separate physical property damage, repairs to defective work and claimed economic losses. Examine occurrence timing, coverage exclusions, professional liability and the distinction between a defence and indemnity under Canadian insurance policies.
Faculty of Insurance
A Gallery Accident and the Coverage Divide
What this course covers
Scenario
A fictional gallery installation goes wrong when a motorized display assembly damages a borrowed display case and the venue floor. Learn how Canadian commercial liability coverage distinguishes physical damage from claimed financial losses, analyzes policy periods and exclusions, and separates the duty to defend from indemnity. Includes 3 practical lessons based on an invented dispute.
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