Debris Removal and Policy Limits: When Coverage Obligations Conflict
Price
$79
Lessons
4
What this course covers
01Understanding Debris Removal Provisions in Alberta Standard Contents Policies
02Jasper Wildfire Damage and the Discovery of Asbestos Contamination
03Policyholder Instructions Versus Insurer Obligations When Limits Are Exhausted
04Resolving Conflicting Coverage Priorities in Multi-Issue Residential Claims
Scenario
A wildfire near Jasper, AB caused damage to a home and its contents. The restoration company found bunch of asbestos after removing a bunch of debris. The owners are claiming contents loss in excess of their policy limits and instructing their insurers not to pay for debris removal. The insurer is pushing back saying that debris removal must be paid, and that the cost of doing so is paid from the policy limits, as per the Standard Contents Policy.
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