Courses
When a Customer Won't Pay: Your Legal Options
The legal options available to Canadian businesses when customers fail to pay — demand letters, collections, small claims, and how to assess which path makes sense given the amount and the debtor's circumstances.
Judgment Enforcement: Garnishment, Seizure, and Liens
How to enforce a court judgment against a debtor in Canada — garnishment of wages and bank accounts, seizure of assets, builders liens, and the practical mechanics of collecting what the court has awarded.
Personal Guarantees and How They Are Enforced
How personal guarantees work in Canadian commercial law — when they are required, what they commit the guarantor to, the defences available, and the practical process of enforcement against a guarantor.
Insolvency and Bankruptcy: What Happens to Your Debt
How insolvency and bankruptcy work in Canada — consumer and commercial bankruptcy, what happens to creditors, the priority of claims, and how to protect your business when a customer or debtor becomes insolvent.
Collections Law: What Collectors Can and Cannot Do
The legal framework governing debt collection in Canada — provincial collections legislation, what collectors are permitted to do, prohibited conduct, and the rights of debtors across Canadian jurisdictions.
Protecting Your Business When a Customer Goes Insolvent
Practical strategies for Canadian businesses to protect their interests when a major customer or counterparty becomes insolvent — early warning signs, contractual protections, PPSA registrations, and claims processes.