Courses
Commercial General Liability: Structure and Triggers
A comprehensive treatment of the Commercial General Liability policy — how it is structured across Canadian markets, what triggers coverage, the key exclusions, limits and aggregates, and how the defence obligation works.
Occurrence vs. Claims-Made: Why the Distinction Matters
The fundamental difference between occurrence and claims-made liability coverage triggers — what each means for long-tail claims, how to manage the transition between policy types, and the tail coverage options available across Canada.
Additional Insured Endorsements in Commercial Contracts
How additional insured endorsements work in Canadian commercial contracts — the difference between blanket and scheduled endorsements, the scope of coverage provided, and how to assess whether the endorsement you receive is adequate.
Umbrella and Excess Liability Coverage
How umbrella and excess liability policies work above primary coverage in Canadian insurance programs — the structural differences, how umbrella policies provide drop-down coverage, and how to set appropriate limits.
Defending a Liability Claim: The Insurer's Role and Yours
How the defence of a liability claim unfolds under a Canadian insurance policy — the insurer's duty to defend, the policyholder's cooperation obligations, reservation of rights, and when independent counsel becomes necessary.