Canadian coverage, focused on commercial liability, with verified short holdings, original analysis and links to the underlying sources. A publication date isn't the same as a decision date. The dates below identify which is shown.
9 verified publications. Showing the 9 most recent.
Decision 2026-10-19 · Open coverageThe BC Supreme Court distinguished accident-related injuries from the risks posed by a pedestrian’s pre-existing spinal condition and awarded $702,964 following an admitted-liability motor vehicle collision. Its assessment applied thin-skull and crumbling-skull principles to the evidence, without deciding any insurance coverage issue.
Decision 2026-06-10 · Member analysisA vacant building's exposed rear wall breached its policy warranty despite repairs to a front fence. The insurer owed no indemnity for the fire, but repayment and final costs remained unresolved.
Decision 2001-10-19 · Open coverageA fatal truck accident had two distinct causes. The Supreme Court held that a CGL automobile exclusion didn't eliminate coverage for the separate workplace negligence that contributed to the same loss.
Published 2026-10-23 · Member analysisCanadian renewal rates are falling, but US exposure, rebuilding exclusions and climate pressures complicate what those savings mean.
Decision 2010-09-23 · Open coverageThe Supreme Court held that Lombard owed a duty to defend the contractor against water-damage claims. The pleadings disclosed a possibility of covered property damage, and the successive policy exclusions didn't eliminate it.
Published 2026-10-06 · Open coverageCyber losses are forcing businesses and insurers to confront a basic question: what does it mean for a modern company to be unable to operate?
Published 2026-08-16 · Open coverageProduct-liability coverage can protect against third-party injury or property-damage claims caused by products, subject to policy exclusions.
Published 2026-08-11 · Open coverageEnvironmental liability insurance can address cleanup costs and third-party pollution claims that may fall outside ordinary property or CGL coverage.
Published 2026-08-08 · Open coverageHome policies may offer limited business protection but generally do not replace the commercial liability or professional coverage a business may need.