OSFI confirms Q4 P&C returns stay unchanged before 2027 shift
OSFI's October 22 letter leaves Q4 2026 P&C insurance returns unchanged and clarifies when December and October year end insurers switch to IFRS 18 templates.
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An Insurer's Capital Cushion Is About More Than Its Claims
OSFI's 2026 Minimum Capital Test keeps the focus on whether a property and casualty insurer can absorb several kinds of risk together, not simply pay today's losses.
OSFI Says the Risk Isn't Just AI. It's How Many Institutions Depend on the Same Systems
OSFI's October 8 risk update links rapidly advancing AI with cyber exposure and concentration among technology providers. For insurers, the warning is about governance and operational resilience, not a new coverage rule.
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