Canadian coverage, focused on life & disability, with verified short holdings, original analysis and links to the underlying sources. A publication date isn't the same as a decision date. The dates below identify which is shown.
9 verified publications. Showing the 9 most recent.
Sun Life reported on October 27 that mental health practitioner claims under the workplace benefit plans in its research had increased nearly 3.5 times since 2019. The insurer's own data give employers, benefit advisers and plan sponsors a reason to review mental health coverage and service capacity, without establishing a comparable increase for every Canadian employee.
A named beneficiary kept the proceeds of 2 segregated fund policies after the court rejected his brother’s alleged sharing promise and resulting trust claim. The judge preferred the statutory beneficiary designation framework and ordered the money released from court.
Manitoba's life insurance proof requirements don't prevent a reasonable civil fraud inquiry. A policy authorization let BMO require answers, but the court found no fraud or final entitlement to $300,000.
A BC tribunal dismissed a long term disability claimant's discrimination complaint after finding the plan administrator had reasonably adapted its evidence requests. The decision distinguishes a legitimate need to verify continuing entitlement from an inflexible claims process that can adversely affect someone with a mental disability.
Credit and loan insurance can protect a specified debt after disability or illness, but definitions, payment limits and exclusions matter. It isn't interchangeable with disability income coverage.
An Ontario appeal about whether a life insurance contract ever took effect and Nunavut's medical travel benefit rules reveal two very different eligibility questions. Paying premiums or needing treatment doesn't answer either one by itself.
When a patient must leave their community for an appointment, travel can be inseparable from receiving treatment. The Government of Nunavut explains that Extended Health Benefits medical travel support may assist residents wh
NWT residents without medical travel coverage through another public program, an employer plan or private insurance must now enrol in Extended Health Benefits before accessing territorial medical travel support. The underlying level of support has not changed.
The Ontario Court of Appeal held that the statutory no change in insurability requirement is a condition for a life insurance contract to take effect and is distinct from the later contestability rules.
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