Binder Insurance archive
Insurance by month and year
Published Binder Insurance reporting, analysis, case commentary and editorials.
October 2026
Headline · OntarioYu v Co-operators General Insurance Company
Yu v Co-operators General Insurance Company, 2026 CanLII 89428 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-08-27. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioSprauge v Lloyd's Underwriters
Sprauge v Lloyd's Underwriters, 2026 CanLII 89456 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-08-27. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioHuong v. Security National Insurance Company
Huong v. Security National Insurance Company, 2026 CanLII 94549 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-08-28. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioDaley v Definity Insurance Company
Daley v Definity Insurance Company, 2026 CanLII 94537 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-08-31. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioMohamed Rizan v TD General Insurance Company
Mohamed Rizan v TD General Insurance Company, 2026 CanLII 94540 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-01. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioSprauge v Lloyd's Underwriters
Sprauge v Lloyd's Underwriters, 2026 CanLII 94528 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-02. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioChen v Allstate Insurance Company of Canada
Chen v Allstate Insurance Company of Canada, 2026 CanLII 94506 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-09. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioChen v Allstate Insurance Company of Canada
Chen v Allstate Insurance Company of Canada, 2026 CanLII 94538 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-09. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioTD General Insurance Company v Grant
TD General Insurance Company v Grant, 2026 CanLII 80188 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-10. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioAldiabat v. Co-operators General Insurance Company
Aldiabat v. Co-operators General Insurance Company, 2026 CanLII 94500 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-10. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioZapanta v Security National Insurance Company
Zapanta v Security National Insurance Company, 2026 CanLII 97266 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-11. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioGoegan v Gore Mutual Insurance Company
Goegan v Gore Mutual Insurance Company, 2026 CanLII 97255 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-14. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioYi v Security National Insurance Company
Yi v Security National Insurance Company, 2026 CanLII 97288 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-16. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioPoon v The Personal Insurance Company
Poon v The Personal Insurance Company, 2026 CanLII 94530 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-18. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioSlaibi v Belair Insurance Company Inc.
Slaibi v Belair Insurance Company Inc., 2026 CanLII 100113 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-18. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioLi v Wawanesa Mutual Insurance Company
Li v Wawanesa Mutual Insurance Company, 2026 CanLII 100106 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-22. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioAnderson v Definity Insurance Company
Anderson v Definity Insurance Company, 2026 CanLII 100111 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-22. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioCai v Aviva Insurance Company of Canada
Cai v Aviva Insurance Company of Canada, 2026 CanLII 100115 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-22. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioSutton v Definity Insurance Company
Sutton v Definity Insurance Company, 2026 CanLII 100120 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-23. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioSecurity National Insurance Company v Younge
Security National Insurance Company v Younge, 2026 CanLII 100086 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-24. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioGuo v Aviva Insurance Company of Canada
Guo v Aviva Insurance Company of Canada, 2026 CanLII 100105 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-24. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioAmponsah v Certas Home and Auto Insurance Company
Amponsah v Certas Home and Auto Insurance Company, 2026 CanLII 100109 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-24. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioMotta v Definity Insurance Company
Motta v Definity Insurance Company, 2026 CanLII 103257 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-28. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioLuo v Aviva General Insurance Company
Luo v Aviva General Insurance Company, 2026 CanLII 103259 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-28. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioPhillips v Royal & Sun Alliance Insurance Company of Canada
Phillips v Royal & Sun Alliance Insurance Company of Canada, 2026 CanLII 103284 (ON LAT), is a Canadian decision from Ontario Licence Appeal Tribunal dated 2026-09-28. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · Nova ScotiaJacobs v. Nordic Insurance Company of Canada
Jacobs v. Nordic Insurance Company of Canada, 2026 NSSM 7 (CanLII), is a Canadian decision from Small Claims Court dated 2026-02-04. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaLau v Insurance Corporation of British Columbia
Lau v Insurance Corporation of British Columbia, 2024 BCSC 2699 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2024-10-23. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaYoung v Gore Mutual Insurance Company
Young v Gore Mutual Insurance Company, 2026 BCSC 262 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-02-18. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaDelos Santos v ICBC
Delos Santos v ICBC, 2026 BCSC 659 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-02-20. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaBarr v. Insurance Corporation of British Columbia
Barr v. Insurance Corporation of British Columbia, 2026 BCSC 364 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-03-04. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaLau v Insurance Corporation of British Columbia
Lau v Insurance Corporation of British Columbia, 2026 BCSC 574 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-04-01. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaIsland Insurance Agency Ltd. v Imraj S. Gill Law Corporation
Island Insurance Agency Ltd. v Imraj S. Gill Law Corporation, 2026 BCSC 635 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-04-13. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaRanseth v Kirby Insurance Agencies Ltd.
Ranseth v Kirby Insurance Agencies Ltd., 2026 BCSC 832 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-04-21. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaFour Points Insurance Company Ltd. v Stratford Underwriting Agency Inc.
Four Points Insurance Company Ltd. v Stratford Underwriting Agency Inc., 2026 BCSC 1221 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-04-29. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaHarris Victoria Chrysler Dodge Jeep Ram Ltd. v Insurance Corporation of British Columbia
Harris Victoria Chrysler Dodge Jeep Ram Ltd. v Insurance Corporation of British Columbia, 2026 BCSC 1380 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-07-24. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaSanghera v The Wawanesa Mutual Insurance Company
Sanghera v The Wawanesa Mutual Insurance Company, 2026 BCSC 1828 (CanLII), is a Canadian decision from Supreme Court of British Columbia dated 2026-09-25. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · QuébecLévesque c. Aviva Compagnie d'assurance générale
Lévesque c. Aviva Compagnie d'assurance générale, 2024 QCCS 1570 (CanLII), is a Canadian decision from Superior Court of Quebec dated 2024-05-03. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · QuébecSuccession de Hindle c. TD Life Insurance Company
Succession de Hindle c. TD Life Insurance Company, 2026 QCCS 804 (CanLII), is a Canadian decision from Superior Court of Quebec dated 2026-03-12. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · Nova ScotiaBarnard v. The Portage Mutual Insurance Company
Barnard v. The Portage Mutual Insurance Company, 2026 NSSC 64 (CanLII), is a Canadian decision from Supreme Court of Nova Scotia dated 2026-02-20. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · Nova ScotiaAvery v. The Personal Insurance Company
Avery v. The Personal Insurance Company, 2026 NSSC 181 (CanLII), is a Canadian decision from Supreme Court of Nova Scotia dated 2026-06-03. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaRzepka v. AMC Insurance (2100) Ltd. And Definity Insurance Co.
Rzepka v. AMC Insurance (2100) Ltd. And Definity Insurance Co., 2026 BCPC 128 (CanLII), is a Canadian decision from Provincial Court of British Columbia dated 2026-02-13. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · AlbertaTragger v Intact Insurance Company
Tragger v Intact Insurance Company, 2026 ABKB 112 (CanLII), is a Canadian decision from Court of King's Bench of Alberta dated 2026-02-18. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · AlbertaSniper Pressure Services Ltd v Northbridge General Insurance Corporation
Sniper Pressure Services Ltd v Northbridge General Insurance Corporation, 2026 ABKB 193 (CanLII), is a Canadian decision from Court of King's Bench of Alberta dated 2026-03-16. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · AlbertaLe Prieur v Aviva Insurance Company of Canada
Le Prieur v Aviva Insurance Company of Canada, 2026 ABKB 452 (CanLII), is a Canadian decision from Court of King's Bench of Alberta dated 2026-06-17. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · AlbertaTansey v Allstate Insurance Company of Canada
Tansey v Allstate Insurance Company of Canada, 2026 ABKB 525 (CanLII), is a Canadian decision from Court of King's Bench of Alberta dated 2026-07-21. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · AlbertaWang v Security National Insurance Company
Wang v Security National Insurance Company, 2026 ABKB 559 (CanLII), is a Canadian decision from Court of King's Bench of Alberta dated 2026-08-07. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · AlbertaSecurity National Insurance Company v Ismail
Security National Insurance Company v Ismail, 2026 ABKB 599 (CanLII), is a Canadian decision from Court of King's Bench of Alberta dated 2026-08-27. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanCanada Life Assurance Company v. Herron
Canada Life Assurance Company v. Herron, 2026 SKKB 138 (CanLII), is a Canadian decision from Court of King's Bench for Saskatchewan dated 2026-08-05. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanKing v. Saskatchewan Government Insurance
King v. Saskatchewan Government Insurance, 2026 SKKB 148 (CanLII), is a Canadian decision from Court of King's Bench for Saskatchewan dated 2026-08-14. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · Newfoundland and LabradorFrench v The Personal Insurance
French v The Personal Insurance, 2025 CanLII 134842 (NL PC), is a Canadian decision from Provincial Court of Newfoundland and Labrador dated 2025-07-11. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · New BrunswickIn the matter of the Estate of Denise McLaughlin (deceased) and André LeBreton v. Foresters Life Insurance Company
In the matter of the Estate of Denise McLaughlin (deceased) and André LeBreton v. Foresters Life Insurance Company, 2026 NBKB 10 (CanLII), is a Canadian decision from Court of King's Bench of New Brunswick dated 2026-01-21. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · New Brunswick3309715 NS LTD v Southeastern Mutual Insurance Company
3309715 NS LTD v Southeastern Mutual Insurance Company, 2026 NBKB 12 (CanLII), is a Canadian decision from Court of King's Bench of New Brunswick dated 2026-01-23. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · New BrunswickTrecartin v Sonnet Insurance Company
Trecartin v Sonnet Insurance Company, 2026 NBKB 96 (CanLII), is a Canadian decision from Court of King's Bench of New Brunswick dated 2026-04-30. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanYashcheshen v Saskatchewan Government Insurance
Yashcheshen v Saskatchewan Government Insurance, 2026 SKCA 8 (CanLII), is a Canadian decision from Court of Appeal for Saskatchewan dated 2026-01-15. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanSGI v Wuttunee
SGI v Wuttunee, 2026 SKCA 100 (CanLII), is a Canadian decision from Court of Appeal for Saskatchewan dated 2026-09-11. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioNatario v. RBC Insurance Company of Canada
Natario v. RBC Insurance Company of Canada, 2026 ONCA 482 (CanLII), is a Canadian decision from Court of Appeal for Ontario dated 2026-06-30. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · OntarioWest York Sales and Leasing Inc. v. Dominion of Canada General Insurance Company (Travelers Canada)
West York Sales and Leasing Inc. v. Dominion of Canada General Insurance Company (Travelers Canada), 2026 ONCA 553 (CanLII), is a Canadian decision from Court of Appeal for Ontario dated 2026-07-30. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · Nova ScotiaNewline Canada Insurance Limited v. Fiera Private Debt Fund III LP
Newline Canada Insurance Limited v. Fiera Private Debt Fund III LP, 2026 NSCA 71 (CanLII), is a Canadian decision from Nova Scotia Court of Appeal dated 2026-10-02. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · New BrunswickPrestidge v. Definity Insurance Company
Prestidge v. Definity Insurance Company, 2026 NBCA 49 (CanLII), is a Canadian decision from Court of Appeal of New Brunswick dated 2026-05-07. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · ManitobaKorsch v Manitoba Public Insurance Corporation
Korsch v Manitoba Public Insurance Corporation, 2026 MBCA 17 (CanLII), is a Canadian decision from Court of Appeal of Manitoba dated 2026-02-12. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · ManitobaFehr v Manitoba (Health Insured Benefits, Insurance Division)
Fehr v Manitoba (Health Insured Benefits, Insurance Division), 2026 MBCA 52 (CanLII), is a Canadian decision from Court of Appeal of Manitoba dated 2026-06-09. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaFearon v. Insurance Corporation of British Columbia
Fearon v. Insurance Corporation of British Columbia, 2026 BCCA 81 (CanLII), is a Canadian decision from Court of Appeal for British Columbia dated 2026-03-03. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaGair Williamson Architect Inc. v. GMC Projects (450 Gore) Inc.
Gair Williamson Architect Inc. v. GMC Projects (450 Gore) Inc., 2026 BCCA 255 (CanLII), is a Canadian decision from Court of Appeal for British Columbia dated 2026-06-12. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaInsurance Corporation of British Columbia v. Liang
Insurance Corporation of British Columbia v. Liang, 2026 BCCA 263 (CanLII), is a Canadian decision from Court of Appeal for British Columbia dated 2026-06-16. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · British ColumbiaADP Financial Ltd. v. AWM Financial Services Inc.
ADP Financial Ltd. v. AWM Financial Services Inc., 2026 BCCA 297 (CanLII), is a Canadian decision from Court of Appeal for British Columbia dated 2026-07-10. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanI.C. v. Saskatchewan Government Insurance
I.C. v. Saskatchewan Government Insurance, 2025 SKAIA 29 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2025-10-28. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanK.L. v. Saskatchewan Government Insurance
K.L. v. Saskatchewan Government Insurance, 2025 SKAIA 30 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2025-11-14. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanT.D. v. Saskatchewan Government Insurance
T.D. v. Saskatchewan Government Insurance, 2025 SKAIA 31 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2025-11-26. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanT.A. v. Saskatchewan Government Insurance
T.A. v. Saskatchewan Government Insurance, 2025 SKAIA 32 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2025-12-08. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanL.R. v. Saskatchewan Government Insurance
L.R. v. Saskatchewan Government Insurance, 2025 SKAIA 33 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2025-12-22. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanI.N. v. Saskatchewan Government Insurance
I.N. v. Saskatchewan Government Insurance, 2026 SKAIA 3 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-01-01. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanN.N. v. Saskatchewan Government Insurance
N.N. v. Saskatchewan Government Insurance, 2026 SKAIA 1 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-01-06. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanK.C. v. Saskatchewan Government Insurance
K.C. v. Saskatchewan Government Insurance, 2026 SKAIA 2 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-01-16. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanA.R. v. Saskatchewan Government Insurance
A.R. v. Saskatchewan Government Insurance, 2026 SKAIA 4 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-02-12. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanG.N. v. Saskatchewan Government Insurance
G.N. v. Saskatchewan Government Insurance, 2026 SKAIA 6 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-02-27. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanZ.T. v. Saskatchewan Government Insurance
Z.T. v. Saskatchewan Government Insurance, 2026 SKAIA 5 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-03-02. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanZ.C. v. Saskatchewan Government Insurance
Z.C. v. Saskatchewan Government Insurance, 2026 SKAIA 7 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-03-05. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanV.T. v. Saskatchewan Government Insurance
V.T. v. Saskatchewan Government Insurance, 2026 SKAIA 8 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-03-16. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanL.Y. v. Saskatchewan Government Insurance
L.Y. v. Saskatchewan Government Insurance, 2026 SKAIA 9 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-03-23. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanN.L. v. Saskatchewan Government Insurance
N.L. v. Saskatchewan Government Insurance, 2026 SKAIA 10 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-03-24. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanS.N. v. Saskatchewan Government Insurance
S.N. v. Saskatchewan Government Insurance, 2026 SKAIA 11 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-04-08. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanI.I. v. Saskatchewan Government Insurance
I.I. v. Saskatchewan Government Insurance, 2026 SKAIA 12 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-04-09. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanT.N. v. Saskatchewan Government Insurance
T.N. v. Saskatchewan Government Insurance, 2026 SKAIA 13 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-04-28. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanS.E. v. Saskatchewan Government Insurance
S.E. v. Saskatchewan Government Insurance, 2026 SKAIA 14 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-05-08. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanS.E. v. Saskatchewan Government Insurance
S.E. v. Saskatchewan Government Insurance, 2026 SKAIA 15 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-05-20. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanA.M. v. Saskatchewan Government Insurance
A.M. v. Saskatchewan Government Insurance, 2026 SKAIA 16 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-05-21. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanS.R. v. Saskatchewan Government Insurance
S.R. v. Saskatchewan Government Insurance, 2026 SKAIA 17 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-05-22. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanT.N. v. Saskatchewan Government Insurance
T.N. v. Saskatchewan Government Insurance, 2026 SKAIA 18 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-05-22. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanV.A. v. Saskatchewan Government Insurance
V.A. v. Saskatchewan Government Insurance, 2026 SKAIA 19 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-05-26. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanV.A. v. Saskatchewan Government Insurance
V.A. v. Saskatchewan Government Insurance, 2026 SKAIA 20 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-05-29. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanE.E. v. Saskatchewan Government Insurance
E.E. v. Saskatchewan Government Insurance, 2026 SKAIA 21 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-06-09. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanA.I. v. Saskatchewan Government Insurance
A.I. v. Saskatchewan Government Insurance, 2026 SKAIA 22 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-06-23. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanI.R. v. Saskatchewan Government Insurance
I.R. v. Saskatchewan Government Insurance, 2026 SKAIA 23 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-07-10. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · Saskatchewan[T.C.] v. Saskatchewan Government Insurance
[T.C.] v. Saskatchewan Government Insurance, 2026 SKAIA 24 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-07-20. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanT.D. v. Saskatchewan Government Insurance
T.D. v. Saskatchewan Government Insurance, 2026 SKAIA 25 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-07-24. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Headline · SaskatchewanU.R. v. Saskatchewan Government Insurance
U.R. v. Saskatchewan Government Insurance, 2026 SKAIA 26 (CanLII), is a Canadian decision from Automobile Injury Appeal Commission dated 2026-08-20. Binder Insurance has verified the case metadata but has not yet reviewed the full reasons.
Regulatory Update · Nova ScotiaNova Scotia flags new mandatory auto insurance condition amendments
Nova Scotia has amended the mandatory conditions that form part of automobile insurance contracts. One amendment took effect September 22, 2026 and another is scheduled for January 1, 2027.
Regulatory Update · OntarioOntario auto rate review remains in draft after consultation closes
FSRA has closed consultation on its 2026 draft Ontario Private Passenger Vehicles Annual Review. The draft assembles industry cost and trend data used to inform future private passenger auto rate filing reviews.
Regulatory Update · British ColumbiaBCFSA proposes regular fee reviews across regulated sectors
BCFSA is consulting on a new framework for reviewing regulatory fees across the sectors it oversees, including insurance. The proposal would add annual cost based reviews and broader reviews at least every five years.
Regulatory Update · AlbertaAlberta moves private benefit plans ahead of provincial coverage
Alberta changed the order of payment for government sponsored drug and supplemental health benefits on October 1, 2026. Where private or employer sponsored coverage exists, that coverage now pays first and provincial programs remain the safety net.
Regulatory Update · All CanadaOSFI finalizes IFRS 18 insurer reporting changes for 2027
Federally regulated insurers now have the final OSFI return templates that will apply as IFRS 18 comes into force for reporting periods beginning in 2027.
Regulatory Update · SaskatchewanSaskatchewan confirms another 3.75% Auto Fund increase for June 2027
Saskatchewan will increase basic Auto Fund rates by 3.75% overall on June 1, 2027, while continuing to rebalance rates by vehicle class as claim costs and inflation pressure the public insurer’s finances.
Case Commentary · New BrunswickNew Brunswick proof of loss dispute turns on what the insured could reasonably provide
Headline · New BrunswickNew Brunswick appeal preserves proof of loss finding but leaves policy clause unresolved
After a house fire, the New Brunswick Court of Appeal upheld the finding that the insured had done what she reasonably could to complete her proof of loss, but set aside the ruling on an examination under oath condition because the legal question was not properly before the motion judge.
Insurance & Protection Update · Northwest TerritoriesNWT medical travel benefits now require Extended Health Benefits enrolment
NWT residents without medical travel coverage through another public program, an employer plan or private insurance must now enrol in Extended Health Benefits before accessing territorial medical travel support. The underlying level of support has not changed.
Emerging Trend · CanadaSeptember 2026: Canadian insurance is becoming an operational details business
September’s Canadian insurance developments didn’t point to one national legal rule. They pointed to something more useful: outcomes are increasingly turning on the exact operational detail, from notice requirements and disclosure duties to endorsements, approved forms and capital treatment.
Practical Analysis · QuébecQuebec enforcement shows that an inspection finding is only the start of the compliance job
Quebec’s financial regulator says a follow up inspection of Matcha Assurance found that earlier deficiencies had not all been corrected and that new breaches had appeared. The resulting settlement included financial penalties, leadership restrictions and the firm’s planned withdrawal of registration.
Practical Analysis · All CanadaOSFI changes the capital treatment of some residential construction in MICAT 2027
OSFI’s 2027 mortgage insurer capital framework creates a lower capital risk weight for qualifying low rise multi unit residential construction while keeping a higher weight for larger projects. The change takes effect January 1, 2027.
Practical Analysis · AlbertaAlberta’s Care First transition is moving from policy design into claims operations
Alberta has approved the standard automobile forms that will support its Care First system on January 1, 2027, while separate guidance is now setting out how early treatment and claim administration are expected to work.
Case Commentary · British ColumbiaProperty coverage can fail when a material change in risk goes undisclosed
British Columbia’s Court of Appeal dismissed an insureds’ appeal where an undisclosed marihuana grow operation had been found to be a material change in risk. The materiality and nondisclosure findings were not challenged on appeal and were enough to resolve the coverage dispute.
Case Commentary · OntarioMortgage broker fraud coverage follows the purpose of mandatory insurance
Ontario’s Court of Appeal held that a mandatory mortgage broker fraud endorsement covered client money misappropriated while it was held in trust for a proposed mortgage transaction. The regulatory purpose of the required insurance mattered to how the policy was read.
Regulatory Update · OntarioOntario auto insurers face October 30 filing deadline
Ontario licensed auto insurers must submit the 2026 Annual Auto Insurance Attestation through FSRA’s Online Services Portal by October 30, 2026. The filing requires certification by the CEO or the most senior officer responsible for Ontario operations.
Case Commentary · OntarioOntario appeal court says accident notice is not benefits notice
Ontario's Court of Appeal held that reporting a collision to an insurer does not itself notify the insurer that the insured intends to claim statutory accident benefits.
Headline · OntarioMortgage broker fraud coverage extends to misappropriated trust funds
The Ontario Court of Appeal held that mandatory mortgage broker fraud coverage applied to client money misappropriated while held in trust for a mortgage transaction. The court read the policy in its regulatory context and allowed the appeal.
Headline · British ColumbiaUndisclosed grow operation defeats property coverage on appeal
The British Columbia Court of Appeal dismissed the insureds' appeal after the trial judge found that an undisclosed marihuana grow operation was a material risk. Those findings were unchallenged on appeal and were dispositive.
Case Commentary · OntarioRansomware endorsement controls Panasonic cyber loss and higher retention
Ontario's Court of Appeal held that Panasonic's ransomware losses were governed by the ransomware endorsement and its US$3 million retention, even though the claim was framed under broader cyber coverages.
Headline · OntarioReporting an accident is not notice of an accident benefits claim
Ontario's Court of Appeal held that telling an insurer an accident occurred is not the same as notifying it that the insured intends to claim statutory accident benefits.
Practical Analysis · All CanadaInsurance is most valuable before the claim
The most important insurance conversation often happens before anything goes wrong, when someone still has time to understand what the policy is actually designed to do.
Practical Analysis · All CanadaCyber insurance is becoming a test of how businesses describe interruption
Cyber losses are forcing businesses and insurers to confront a basic question: what does it mean for a modern company to be unable to operate?
Practical Analysis · All CanadaThe adjuster isn’t the claim
A claims relationship can become unnecessarily adversarial when every request from an adjuster is treated as the insurer’s final position.
Case Commentary · OntarioGreenhouse loss shows why insurance causation can’t stop at the last event
Ontario’s Court of Appeal sent a greenhouse coverage dispute back for trial after finding that the earlier analysis focused too narrowly on the immediate cause of the crop loss.
Case Commentary · All CanadaSupreme Court keeps compliance cost exclusion intact despite rebuilding endorsement
The Supreme Court held that guaranteed rebuilding coverage increased the amount available to rebuild a destroyed home but did not erase a separate exclusion for added legal compliance costs.
Case Commentary · OntarioLife insurance can fail to take effect if insurability changes before delivery
The Ontario Court of Appeal held that the statutory no change in insurability requirement is a condition for a life insurance contract to take effect and is distinct from the later contestability rules.
Case Commentary · OntarioFirst insurer pays the price for ignoring Ontario’s accident benefits process
The Court of Appeal reinstated an arbitration decision leaving Chubb responsible for accident benefits after it failed to follow Ontario’s pay first and notify process.
Case Commentary · OntarioLate notice survives where the policy’s cure works and the insurer isn’t prejudiced
The Ontario Court of Appeal upheld coverage after finding no substantial breach of the insured’s duty to cooperate and no error in applying a notice cure without insurer prejudice.
Headline · OntarioChubb left responsible after missing Ontario accident benefits notice rules
The Court of Appeal allowed Zurich’s appeal and reinstated the arbitrator’s decision requiring Chubb to pay the benefits. The appeal judge had erred by treating the insurers as equally responsible despite the regulatory consequences of Chubb’s failure to comply.
Headline · OntarioLife policy dispute turns on change in insurability before delivery
The Court of Appeal allowed Canada Life’s appeal and set aside summary judgment. It held that the statutory no change in insurability requirement is a condition precedent to contract formation and is not displaced by the two year contestability limitation.
Headline · All CanadaSupreme Court says rebuilding endorsement doesn’t erase compliance cost exclusion
The Supreme Court dismissed the appeal. The guaranteed rebuilding cost endorsement increased the amount available to rebuild but did not displace the compliance cost exclusion. The insureds remained entitled only to the specific additional compliance coverage stated in the policy.
Headline · OntarioCyber policy dispute puts business interruption wording under appellate scrutiny
Ontario's Court of Appeal held that Panasonic's ransomware losses were governed by the policy's ransomware endorsement and its higher US$3 million retention, even though Panasonic claimed under broader base policy coverages.
Headline · OntarioGreenhouse coverage dispute sent back for trial over causation and exclusions
The Court of Appeal allowed the appeal from summary judgment for the insurer. It found errors in the causation analysis and in the treatment of the policy exceptions and burdens of proof. Genuine issues remained for trial.
Headline · OntarioLate notice doesn’t defeat coverage where insurer suffered no prejudice
The Court of Appeal dismissed the insurer’s appeal. It upheld the finding that there was no substantial breach of the duty to cooperate and accepted the interpretation of the curative provision allowing notice in the next policy period where the insurer suffered no prejudice.
Practical Analysis · All CanadaPolicyholder Rights During an Insurance Adjuster's Investigation
A reference list of what policyholders can expect and insist on during claims adjustment, from good-faith handling to proof-of-loss timelines and the right to outside help.
September 2026
Practical Analysis · All CanadaCourse of Construction Insurance: What It Covers, Who Needs It
Course of construction insurance, also called builder's risk, covers a building and its materials while work is underway, and lenders usually insist on it even though the law rarely does.
Practical Analysis · All CanadaDo Condo Owners Need Sewer Backup Insurance?
Yes, often. A condo corporation policy and a unit owner policy can cover different parts of the same sewer-backup loss, so both need review.
Practical Analysis · AlbertaCollision vs. Uninsured Motorist Coverage in Alberta
In Alberta, collision covers vehicle damage, while uninsured-motorist coverage addresses qualifying bodily-injury and death claims.
Practical Analysis · All CanadaWhen Do You Need Course of Construction Insurance?
Builder’s risk covers property during construction or major renovation and may be needed when ordinary property coverage is inadequate.
August 2026
Practical Analysis · AlbertaHow Does a Suspended Licence Affect Auto Insurance in Alberta?
Alberta prohibits driving while suspended, and the standard owner’s auto policy also contains a prohibited-use condition.
Practical Analysis · All CanadaDuty to Cooperate After Insurance Subrogation
Cooperation may continue after an insurer pays a claim, but the required steps and consequences depend on the policy, law and actual prejudice.
Practical Analysis · All CanadaWhat to Do First After an Insurance Claim Is Denied
After an insurance denial, preserve the policy and evidence, identify the stated reason and choose the appropriate escalation route.
Practical Analysis · AlbertaOverview of Alberta's July 30, 2026 Insurance Orders in Council
Alberta’s July 2026 auto-insurance orders set key Care-First rules ahead of the province’s January 1, 2027 transition.
Practical Analysis · All CanadaGot a Letter from Your Insurer's Legal Department?
An insurer legal-department letter should be read for who counsel represents, what is requested and whether any coverage issue is raised.
Practical Analysis · All CanadaWhat Does Family Protection Auto Insurance Cover?
Family protection can address bodily-injury losses involving underinsured, uninsured or unidentified motorists, depending on the provincial form.
Practical Analysis · All CanadaWhat Does All-Perils Insurance Cover?
All-perils property coverage generally covers fortuitous direct physical loss or damage unless excluded, subject to the complete policy.
Practical Analysis · All CanadaWhat Is a Subrogation Clause in Insurance?
A subrogation clause defines an insurer’s recovery rights after a covered loss and the insured’s duties to preserve and support those rights.
Practical Analysis · All CanadaProduct Liability Insurance for Small Businesses in Canada
Product-liability coverage can protect against third-party injury or property-damage claims caused by products, subject to policy exclusions.
Practical Analysis · All CanadaWhat Is Environmental Liability Insurance in Canada?
Environmental liability insurance can address cleanup costs and third-party pollution claims that may fall outside ordinary property or CGL coverage.
Practical Analysis · All CanadaHome-Based Business Insurance in Canada
Home policies may offer limited business protection but generally do not replace the commercial liability or professional coverage a business may need.
Practical Analysis · AlbertaWhat Happens If Insurance Appraisal Fails in Alberta?
Alberta has a statutory dispute-resolution process for amount-of-loss disputes, including appointment of representatives and an umpire when needed.
Practical Analysis · All CanadaHow to Dispute a Business Insurance Claim Denial in Canada
Business insurance denials can be challenged through internal review, complaint processes, appraisal where applicable or litigation.
Practical Analysis · All CanadaWhat Is Course of Construction Insurance?
Course of construction insurance protects insured project property while building or major renovation work is underway.
Practical Analysis · All CanadaWhat Is an Insurance Binder?
An insurance binder is temporary evidence that an insurer has agreed to provide specified coverage before the full policy document is issued.
Practical Analysis · All CanadaNamed Perils vs. All-Risk Insurance in Canada
Named-perils policies cover listed causes of loss; all-risk forms generally cover direct physical loss unless an exclusion applies.
Practical Analysis · All CanadaWhat Is an Insurance Subrogation Claim?
Subrogation lets an insurer that paid a covered loss pursue recovery from the responsible party, subject to the policy and law.